"Subsistence farming is my main economic activity but it is not reliable. This is due to poor rainfall and unproductive land in the area. Therefore, I have to engage in casual labour such as burning charcoal to supplement my income. However, this is not enough to provide for my family because I earn around 200 shillings in a day and it is not consistent. With this transfer, I will purchase oxen that I will use to plough my land and for commercial purposes. Secondly, I will start a 'maandazi' business in my village. This will earn me a stable income that I will use to educate my son in college. The income will also provide food,medical and clothing needs for my children. I will also add more goats which I mostly sell during emergencies. Lastly, I will renovate my house which is leaking and unfit for shelter during rainy season."

"my life is really chnaging, wahat \i have bought what I never had. the hope to catch a sleep again after long nights I have hoping against hope since we need for agric yet we hate due to sleepless."

"So far I have only managed to purchase some of the required building materials that I will use to construct my mother a house. I plan to use the next transfer to purchase the remaining materials and pay for the construction expenses. Once my mother has been relocated home, I will also use part of the money to open her a business where she can earn her own income. I will also buy her livestock such as chicken and a dairy cow to provide her with milk for personal use and for sale.Whatever is left will be used to pay for my children's school fees."

"I plan to expand my business with my next transfer by adding new products such as cereals. I will also construct a larger stall and invest in home deliveries."

"In the next six months, I expect to be living in a spacious house and my family will have an income to support us from the kiosk which by then I am hopeful it will have picked up well. The health of my children will have as well improved given that they will have a balance diet food something that we could not afford before and my children were malnourished. I anticipate living a better life than before come the next six months thanks to GD's support."

"I am planning to use part of my next transfers open an M-pesa agent shop next to my workshop because the area is very prime and most customers usually ask for such services.I will use the remaining amount to expand my business and purchase other required tools."

"In the next six months, I will have food security given that my poultry farm is doing well. My family will also dress well and school fees will not be a problem as it was before I started receiving the transfers."

"Before I received the money, I was so weak and sickly due to excess stress which was caused by lack of money which led me into too much debts. I was always worried about how I would raise the money to repay them and to even take care of my family because my business was not doing well at all. Since the money came, I have been able to have a great deal of peace in my life and even most of my friends have noticed the difference. If the money hadn't come at that particular time, I might have been in the hospital by now."

"I have always prayed that I get finances to buy a cow. This is because I normally buy milk from a nearby village. Receiving this money means that my prayers have been answered. I will therefore use approximately 30,000 shillings to buy a dairy cow. "

"The biggest hardship I have faced in my life is lack of money to invest in farming. As a casual worker I do not have enough money to invest in sugar cane farming which is the major economic activity here that gives good returns. This will increase my earnings and improve my living standards. "