"My life has really changed compared to how I used to live before. As per now, my children are able to continue with their education smoothly, than when they could be sent back home for school fees, stayed home and definitely missed lessons and even exams. We have merry go round meetings where we normally meet at every member's home twice in a month. Since I did not have chairs in my house, I could beg chair from my neighbours who later could gossip around the village on my poverty. I was ashamed to take up the meeting as a result of that. Now I have confidence because I bought good chairs and that has redeemed my social dignity."

"I spent the whole of the third transfer to pay collage fee for my daughter who joining collage and l did not have any amount, without GD she could not have joined the collage."

"I spent most of the third transfer to pay school for my children who are in secondary schools after a long strangle , l also spent the transfer to buy furniture being l did not have a proper furniture to sit. The remaining balance l spent on funeral expenses of my late sister in law."

"I spent the whole of the third transfer to buy building materials and put up a home, since l was staying at my parent in law's home where l was not comfortable being l could not do any development like cattle keeping."

"I spent most of the third transfer to pay school fee arrears for my son who was in his fourth year in secondary and he was almost dropping out of sell because of the arrears. I also spent the transfer to connect electricity into my home, this has really saved me from spending alot of money buying parrafin everyday, l am also able to charge for people their phone and get my daily income. The remaining balance l spent to start a business of selling domestic goods which now doing well, that l am able to put food on the table without too much strangling as compared to before."

"I wouldn't have achieved much in life. I had a small house which was not comfortable since it used to leak during rainy days. That is no longer the case now that I managed to build a better house. I have also started a poultry project which I am hopeful will grow and generate more income."

"Receiving this money means that I will have an opportunity of buying a piece of land which has been my priority since I seperated with my husband.Currently I live in my parent's land .Having my own piece of land will help me grow crops to feed and educate my children."

"Receiving this money means adding more livestock to my current herd of about 5 cows and several goats. This is because livestock is a very lucrative business in my village, animals do very well here compared to crops due to the unpredictable weather and also fetch very good prices at the market. I also get products such as milk from the animals which am able to sell and earn extra income to meet my family's needs of food and education with ease."

"I was so happy because now my plans that were handicapped due to finances were finally going to materialize. I gave thanks to God and started budgeting on how to allocate the money to aviod wastage."

"I start by thanking GD for the financial boost because our family life has significantly changed. My life is indeed different than it would have been if I never received the transfer because GD cash has greatly help us resolve the otherwise regular family wrangles that revolved around matters finance. Unlike before when I could hardly meet the daily needs of my family, I am currently more confident that I can offer more support and care to the family with regards to basic needs and demands. We have adequate food for consumption and funds for running up the varied household needs and demands for instance paying school fees and purchasing clothes."