"We sat down as a family and agreed that we will be saving some little cash every month so that we buy a cow within the next four to five months. We know that we will be able to get enough cash into our account so that we can make the dream become a reality within the next coming few months."

"One In the next six months, one of my children shall have cleared his form four. This calls for preparations on my side to set aside money that will be used in educating him through his college studies. A m confident that he will pass and will require more money to take him through college studies."

"I expect my life to change in the next six months in that I will have saved enough money to buy another dairy cow. Having these dairy cows means more milk production and hence money income. These will assist me to meet the increasing cost of living."

"I spent some money to buy maize seedlings which I planted and my crops are now doing so well. I expect that in the six months, I will be having maize for consumption and that I wouldn't be spending more money on buying food. I believe that the money which I will be getting from other sources I will be spending on buying other foodstuff which is not being produced directly from my farm."

"I am looking forward to having a new house in the next six months. I look forward to raising a more happy and healthy family. A family that I can be proud of and in which my children can be proud of me."

"I expect that in the next six months, I would have saved enough money from transfers and others from yields of my tea plants to enable me to buy more building materials for building poultry units. This poultry keeping will enable me to earn extra income to meet other basic household needs and school fees for my children."

"The biggest hardship that I am faced with is inadequacy of money to take care of my household needs. I do not have any clear source of income."

"Receiving this money means that I will be able to complete the construction of my house, buy a cow and other household items."

"In the next six months, I expect to have fully completed my house construction and bought furniture and other valuables for my family. I expect to be leading a family that is more happy than it is right now and this will definitely make me a more proud father."

"The money that we shall have saved jointly with my mother, I expect in the next six months to use it on starting a business of selling cabbages at the nearby market."