"The biggest hardship I have faced in my life is lack of owned agricultural land and equipment. I rent agricultural land and hire ploughing equipment. This has affected my seasonal outputs hence causing low income."

"The biggest hardship I face currently is sickness. My child is sickler and I spend a lot money on his treatment. This is making un able to save money for buying land and other family development. "

"The biggest hardship I have faced in my life is lack of money. This is has caused our family not to be happy because there is no money to afford household basic needs like proper medical care, education and proper feeding."

"The biggest hardship I face is inadequate funds for providing basic needs to my children like education,food and medication since I have six school going children. "

"The moment I received my transfer I felt very happy. I had woken up to relieve my self and when I went back to sleep, I had a message on my phone. I woke up my daughter and gave her the phone so that she could help me read the message and after she confirmed that the money was from GiveDirectly, I screaming and dancing with joy. I have never been this happy before. I knew my life would definitely change and I thank Give Directly for their help."

"I spent the larger portion of my transfer to pay my college fees 15,000 KES and now I am attending school smoothly because the arrears I have is meagre. The remaining amount I paid school fees for my brother and boosted my business of selling second-hand shoes as well."

"The moment I received the transfer I was ovewhelmed with joy. I had never received such a huge amount of money in my life and I knew that it was my turn to reach most of the goals that I had yeared for a long time."

"The biggest difference in my daily life is that I have a reliable source of income. Before the transfer, I could stay for a week without getting money. Selling charcoal was the main source of income and being that most of the people were also clogged up in the same business, I could just get a few coins that could not be enough to support my family. Getting customers could take a long time. I could borrow money from friends most of the time just to meet my family's needs but today, I am a happy woman who takes care of my family's needs with ease."

"The cash transfers have changed my life alot. I was able to clear all my debt burden and I am now a debt free person. Moreso, the cash transfers enabled me to pay my child's school fees. Previously, I had to borrow loans so as to pay my children's school fees. However the cash transfers have made it possible for me to clear both the loans and school fees at once."

"In the next six months l expect to have finished build my house and staying in, comfortably without worrying of being rained on."