"In the six months, I expect to have paid my spouse dowry so that I can have peace with my self and feel proud as a man."

"My farm has picked up so well and I have been able to earn a good income from it thus I can save some money out of it. So in the next six months, I expect to have saved some money which I can use in cases of emergency."

"My husband's disability is such a big blow to the family. Raising four children single handedly has never been easy and providing for them is such a hustle. Besides being unable to provide food adequately, I was not able to take my three children to school. Only the last born made it to standard seven because I strain too much in terms of finances."

"I am a housewife who depends solely on my husband and sometimes I feel like I am burdening him too much. I have always felt that I have a role to play in raising our financial status, but I am not able to do so because I lack a source of income. This is attributed to the fact that I am not educated enough to secure a job. I would not want my children to undergo the same life and I believe education is the only weapon that can fight generational poverty in my family. Therefore, I will start a shop business in Karimani centre that will not only meet our current needs but also enable me to save for the future. Besides, I will purchase goats for rearing because they are easy to take care of."

"My mum passed on when I was almost completing my college education. I was therefore forced to drop out of college because my dad couldn't afford my college fee. Therefore, for the next four months of my life after constructing my house, I'm planning to start saving some money so that I can go back and complete the college education."

"I have always wished to have a better house.Since my husband died in the year 1997,my children and I live in a small hut.The children are all grown now and I even have grand children with whom we share the hut with.It is always crowded.Receiving this money means that I will be able to purchase building materials and construct another iron roofed house so I can use my current house as a kitchen."

"Receiving this money means that i would construct an iron roofed house. I have stayed in my current grass thatched house for four years since i was married to this family and the roof leaks whenever it rains. My family members do not sleep whenever it rains at night."

"My biggest hardship is lack of adequate food for my family since i don't have enough land to cultivate more crops for the family. This has forced me to do casual jobs so as to get a meal for my family."

"My life is faced with the biggest hardship of paying school fees for my chikdren and grand children since I am a widow, I can not sustain it alone fully."

"I am faced with the biggest hardship of inadequate food because I do not have enough land that I would cultivate crops for sustained food production."