"My life will have changed in several ways in the next six months. First, I expect that I will have bought another dairy cow after securing medical insurance. Hopefully, I will have built a larger poultry house and increase the number of chickens. This will ensure a continuous source of income through the sale of some of the Chicken eggs. Having medical insurance will make me the happiest parent since I know that my family can get medical attention whenever they get sick even when I do not have money."

"The biggest difference is owning the pair of oxen which I had previously been desiring to own. I could not buy at my own cost since it is costly. Through the financial help from GiveDirectly, I now own the pair. I am happy that during the planting season, I will no longer be hiring for ploughing, instead, I will be hiring to them at a fee. Also, when these bulls mature, I will be selling them at a profit. I can use this profit to buy more pairs of oxen at lower cost."

"I was woken by a message notification on my phone on a Tuesday at 12:28 am. I was curious to know who could have sent me a message at such an hour. When I went through the message, I realized that it was from GiveDirectly informing me that I had finally received my first transfer. I was greatly overjoyed especially on the thought that this transfer would enable me to improve my business for better profits."

"I hope that I will have plastered my house and living in a decent house. I will save part of my monthly transfers to buy building materials such as cement and sand which I will use to plaster my house. This has been my dream for the last two years because smearing every month is tiresome and time-consuming. I would like to focus the resources used for smearing on other family requirements. I know I will have no more stress on smearing after plastering my house."

"I saw the message notification around 7 am in the morning. On checking its contents, I realized it was an Mpesa message from GiveDirectly. I was over excited since GiveDirectly had finally sent the first transfer they had promised."

"The moment I received the recent transfer I was so happy. It was around 8 am when I saw the Mpesa message. I was on my way to the dam to fetch water so I decided to go back home and celebrate with my family because to me it was like a miracle. It was my first time receiving such a huge amount of money."

"I do Media Arts (Photography and videography) for a living and there are some equipment that I did not have that I have always wanted to buy. For the last few months, I have been saving some of my monthly transfers which I then combined with the most recent one and finally purchased the equipment that has really improved the quality of work."

"In the next six months of my life, I expect to have saved enough money and constructed a kitchen. Currently, this is my first priority because of the mess I am already in. With the sheep in the same room where I cook makes it unbearable. Food is one of the most delicate things to handle. This situation messes up with the hygiene of the area I do my cooking which would risk our health and life in general. Cleaning the area on a daily basis considering how far the water point makes life more difficult. That is why I couldn't think of something else first before making sure I had a separate structure to cook in."

"Now that I am done with my college yet has not come across any kind of formal employment, I want to start a second-hand shoe business in the next few months so that I can have a stable source of income and be able to fully support my parents especially with the household requirements. I have settled on shoe business because it is the kind of business that is always in season and does very well around here. It also does not require a large space and all I need is a small capital"

"In the next six months l expect to have completed plastering my house that I had started plastering and when I am through I will be staying in a nice plastered house where I will not repair it again using mad."