"Receiving this money means sleeping in a better iron roofed cheaper house that does not need renovation on yearly basis. The house I sleep in now is grass thatched and needs repair on daily basis which is costly for me to afford. "

"I expect my life to change in the next six months in that I would have saved enough in the group to buy a dairy cow and reduce the cost of buying milk which is so costly for me, I would use the money to meet other additional household needs and also pay school fees for my children."

"Education, goats and chicken "

"I Planted a lot of crops on a two-acre piece of land, something that has never happened in my life. I only used to plant the crops in very small pieces of land which eventually yielded very little. Secondly, I bought cows which I would have never bought were it not for the cash transfers."

"Before I got the cash transfers from GD, I used to entirely rely on the odd jobs that are offered within the village with very insignificant pay at the end of each day. However, things are quite different today because I went and did a course in masonry and graduated with a diploma in the same so today I get jobs under official contracts which makes my work-flow and cash-flow quite consistent."

"I expect my life to change in that I shall have diversified my farming by engaging in goat keeping. Farming has always come in handy to help us as a family whenever we have any arising needs that needs financial assistance."

"My life is different than it would have been if I never received the transfer because I would not have added more bulls due to lack of money. As a farmer, I feel relieved because I had dairy cows before the transfer but now after adding the bulls I know the number of cattle will increase with time. I have already started using the bulls in ploughing my farm. Though they are not strong enough to handle the task but I know that in the next season they will have gotten used to doing the work. I will be using them in ploughing other people's farm in order to earn more money."

"In the next six months, I expect my life to change in that I shall have started my shoe selling business which will enable me to relax and think about other possible investments for the family. When the business shall have picked then I can save up the money and be able to buy my own piece of land in the next six months or more."

"I expect that in the next six months, we will have cleared all the school balance that both our children owe their respective schools so that we can start saving for other projects. We are planning to move out of my in-law's compound into our own home early next year and we would wish to start buying the necessary house construction materials as early as we can which I hope will commence in the next six months."

"My plan is to expand the chicken project I am currently running by bringing in quality breeds of chicken for better products which will result in more income. I expect that in six months from now, I will have saved enough money to allow me to venture into rabbit keeping which is something I have always wanted to do so that I can quit relying on casual unreliable jobs and be self-employed."