"The biggest hardship I have faced is lack of enough land to practice agriculture. This is because there is no money to buy or hire land to practice agriculture which highly generates income."

"The biggest hardship Iam facing is lack of land to farm. After separating with my spouse life has never been smooth in that I returned to my parent's home but I was denied a share of land to farm yet this would be the only better source of income generatiing activity for my life. Each year I borrow where to farm and it's affecting my family's food production."

"The biggest hardship I have faced is lack of money. This is the very reason I failed to complete payment of bride price to my inlaws."

"Lack of a reliable source of income has been a huge obstacle to my family's progress. It has made me unable to build a better house, educate the children and to provide them with proper nutrition. At the moment they are not attending school and it worries me a lot knowing that their future is at stake if I fail to educate them completely. This money is going to assist me a lot because once I conquered food insecurity, the money that I currently use in purchasing maize flour will go to education. Again, my husband will be able to save a few coins from his job for our future use, unlike at the moment where we live from hand to mouth."

"I am planning to build a two bedroom house made of wood to replace this one which is made of mud.I also want to start buying and selling eggs.This was a business I had tried sometime back but collapsed due to lack of funds."

"My expectation in the near future is to ensure that I invest more so that I will be able to educate my children in even better schools. If possible, cater for their school fees comfortably even when they join college. I am hopeful that I will never disappoint them as a parent by not having enough resources for them for their education."

"My expectation in the near future, to ensure that my projects are successful and that I am able to use the proceeds to start other projects. I am also thinking of starting a family since I am of age. This requires one to have enough sources of income to support a family and my prayer is to be financially stable."

"Receiving this money means that I will be able to purchase cows. I was involved in an accident and my hand is permanently deformed , so I can not do any garden work which has been a serious source of income generating activity in my family. There fore onces I own cows , I will be selling milk got from cows to raise money for my family up keep."

"My life has been transformed significantly eversince I received the cash transfers. I constructed a two roomed house and purchased a cow with the cash transfers. I am sleeping in a comfortable house. Previously, I was sleeping in a congested dillapidated thatched house which leaked whenever there was heavy downpour."

"Iam going to spend this transfers for marrying my spouse. My in-laws have kept on taking their daughter from me saying that Iam such a poor person worth to be called son in-law. This has stressed my life but have always wondered where to get money for buying animals that I can give as an apreciation to my parents in law. "