"Receiving this money means I will be able to build an iron roofed house, start up a business that can generate income. This will improve the standard of living in my household because service provision will have been made easier."

"Receiving this means that I will be able to complete my iron-roofed house. I will plaster the wall and put cement on the floor to make it desent. The rains will not wash off my house wall and it can stay longer for generation."

"I'm currently running two businesses and I'm hopeful that they will pick and generate more income. Thereafter I have the plans to add new products in the next six months. This will enable my clients to get a variety of commodities in one place which leads to an improved income."

"If I never received the transfer, I would have really struggled to earn a living. I would have managed to buy a motorcycle as I did with the very first transfers I received, my income wouldn't have been steady like it is currently."

"My life has improved because I managed to plaster my house. I'm now sleeping in a clean house. Secondly, I also own a cow which will multiple in future. In the past, I slept in dusty house because the floor was not plastered and I could not afford to buy a cow."

"My life has changed because through these cash transfers, I acquired a bicycle which has eased my movements. In addition, soon I will be sleeping in my permanent house . Previously, I could walk for long distance to access medical services. Currently, I'm still sleeping in leaking thatched house."

"My life is has changed because I have paid off the debt which was stressing me and I'm planning to start building my permanent house in December after I have secured money for labour. Before these cash transfers, I could not pay off the debt and I'm still sleeping in grass thatched house."

"My life is different because I have bought a permanet asset(farm land) that will benefit not just me but even my great grand children. I am in the process of constructing a pit latrine that will improve my sanitation. Before I got this money, I had a small piece of land to farm."

"My life has improved now because I got back my farm land after paying a debt. I have cultivated on it a variety of crops and I expect a good harvest. We purchased a motorbike that has eased transportation for family members. It also does boda boda business hence generating income to the family for meeting the basic needs like food and medical expenses. Before, I completely had no land and depended on casual labour for the family's survival."

"I have acquired enough land with the cash transfers which is a big difference in my life. I plan to build rentals in part of it and cultivate in the remaining land. I wouldn't have got this achievement if it was not for these cash transfers."