"In the next six months I expected have added more plastic chairs to improve my business and get more income. I also expect to create employment to other people in my barbershop by adding more machines. "

"In the next six months, I expect to be feeling better than now since I am planning to observe my medication schedule from now henceforth. I expect to be doing more farming hence will have more food for my family, therefore, I expect to spend less than I spend now or be selling the surplus to meet other financial needs in our family."

"My expectation in the near future is to build a permanent house. Currently, both of our houses are mud-walled. Maintaining such a house is so straneous since it has to be smeared and maintained regularly. Considering there are other farm activities that need to be done, this usually takes a lot of unnecessary time that would otherwise be used in other activities. This will also mean an improvement in cleanliness since the mud floor and walls have a lot of dust."

"Income from dairy farming is the next expected change my life in the next six months. Buying a dairy cow to add to the one I own will ensure a continuous flow of income since the two will be alternating in their lactation periods. I will always have milk for sale and also for the family's consumption."

"I expect my life to have changed in the next six months in that I shall purchase a cow using the savings that I will get this month from the merry go round group. This will be an additional occupation on top of sheep rearing and the restaurant business that I have expanded using the transfers to source for extra income. I will also be an active farmer from the leased parcels of land which I intend to plant onions and potatoes. This additional sources of occupations will make my life comfortable and very busy out of the economic activities I shall be engaging in."

"The biggest hardship I face is poverty. My children are studying both in primary and secondary schools but Iam failling to pay their fees. This because Iam mainly depending on cultivation as a source earning. Also I lack food for feeding my children since what I fetch from cultivation is not enough to take care of the required needs."

"The biggest hardship that I am faced with is poverty. I do not have any where to get money from. No income generating activity to depend on. I have always wanted to build a good house for my family but I do not have the resources. I am a widow and life is not really easy for me. It is just a struggle to"

"I expect my life to change in the next six months in that I shall have built a new and bigger house. The current house that I am staying in is smaller and too old and I am looking forward to building a new one. I am optimistic that with the improved farming practices then I can be able to generate more income."

"In the next six months, I would want to start my own hairdressing business. I have been working in a friend's salon but I feel its time I have my own. I know with the step the transfers have taken me, I will be able to establish my own to improve my financial status."

"The biggest hardship that I am faced with is sickness. I have been sick for two years now but with no money to take care of my medical bills. I sold the few goats and pigs that I had in order to raise some money that would support in this but this was not made possible. The money was too little. I am not able to work because of the pain that I go through and no one can help me out."