"I started a small shop in my village through the money I received from GiveDirectly. I had desired to engage myself in business only that I was limited because of a lack of capital. When I received the money from GiveDirectly, I bought enough stock of different kinds of products to operate this shop. Investing KES 40000 in the starting of this business has been the biggest difference in my daily life because I now earn KES 2000 in a day. This is a big improvement because we had no source of income previously as we mainly depended on the casual jobs that my husband does to earn a living. Our income has greatly improved and at least we can meet our daily basic needs effectively."

"My life is different than it would have been if I never received the transfer in that, I have managed to build a more spacious and permanent house than the one had previously before the transfers. This has seen my household members enjoy the space and privacy they did not have before. Besides if it were not the transfers, It would have taken a little bit longer to accomplish the dream of building a bigger house."

"My life is different than it would have been if I never received the transfer in that, I have been able to improve my livelihood and paid my children school fees. I would not have managed to get money to buy a new set of utensils, neither would it have been easy to pay my children school fees. All this was made possible thanks to GD's support which has really transformed my life."

"My life is different from how it would have been in that, I have managed to purchase household items: chairs, tables, and other utensils. Something that would have taken me ages to do. Now my house looks presentable and more habitable than before. I can serve my guests using presentable utensils."

"In the next six months, I am expecting to have started a small business where I will be buying and selling tea leaves. It's been my hope that I would one day start this business since my tea leaves have not matured enough to be picked. This business will enable me to obtain registration with the cooperative society which I will still be using in selling my own produce from the farm. With the monthly transfers I have been receiving, I will be using part of it to run this small business and part of it in funding the ongoing merry-go-round."

"My life has really changed as compared to how it was before I started receiving the transfers. This is because I used to rely mainly on my farming activities to earn an income and even sort my children's school fees and this was never enough. I used to strain and on several occassions, I was overwhelmed. But thanks to GD's support I have been able to meet all my household needs."

"I am planning to open a shop business in the next six month. I thought of it because I have no any income-generating activity and I have the ability and the financial resource, I thought of it. I believe I will have an additional source of income that will enable me to support my family financially with a lot of ease."

"I live all alone.Life has always been very difficult because I have to work on my farm to be able to feed myself.There are times when my body is fraille and I have no energy to work.On those days,if I do npt get assistance from my relatives,I will mostly sleep hungry.This is the biggest hardship I have faced."

"Starting a salon business for my daughter has been my biggest desire in life. This is due to the fact that, she has skills for this business but has never secured any place to work to earn her a living. My wish was to offer her a capital to start this work and this will going to be my family's reliable source of income. The remaining amount will help me to buy goats for rearing with hope that, they will multiple and when I sell them, I will get more profit."

"A reliable source of income is my greatest desire in life hence, my first priority when I receive the transfers from GiveDirectly, I will start a shop business within our village in order to earn income that will help me to meet my family's basic needs. The other transfer will support me to buy goats, paying school fee for my children and also to repair my house. "