"For a long time I have had a hard time when hosting guests in my home due to lack of seats. My priority upon receiving my first transfer is to buy 4 sets of seats worth Kshs 10,000 (100usd) and 2 tables for Kshs 2000 (20usd). Actualizing this is going to boost my esteem and make me proud of my home. I spend about 4 days in a week working as a casual in people's farms planting and weeding maize while sometimes fencing. I do this for lack of alternative source of income. But this is going to change from next month upon receiving my first cash transfer. I intend to invest in a poultry project for self employment. I expect my poultry house to cost Kshs 6,000 (60usd) and spend another Kshs 10,000 (100usd) to buy 20 chicken layers. Upon completion,my project is literally going to feed my family of 5 without having to rely on tedious manual jobs in the village."

"When I receive this money,my first priority is buying a dairy cow.I currently have one heifer and my aim is expanding my dairy farm bit by bit.My desire is to sell 10 litres of milk by mid next year.I want to buy an improved breed so that I can ensure high milk yield.Such a cow will cost me approximately Ksh 30,000(300 USD).The money I will save from the sale of milk will help me pay school fees for my two children.I also have a plan of farming tomatoes.This is a rare kind of farming in this area .I want to try it out since tomatoes are on high demand and again tomatoes take a short time to ripen.I will start with 0.2 acres of land for a start before expanding.This will depend on the outcome."

"As a farmer,I have limited space to practise profitable farming.I live in 2 acres of land which I share with my children.I have six sons and as they grow old,each one needs to have his share.Currently, two of them have their own share since they have married.I get very little from my farm whereas I still have the burden of paying school fees.This has been a big hardship for me.I have three children still going on with their studies and two others who are at home because I do not have money for them to proceed to colege.I am a widow and all the burden is on me."

"Financial constraint is the biggest hardship that I face.Had I had money, I would have been able to enrol my daughter into college 5years ago when she completed school. I would have been spared the agony of seeing her waste so many years of her youth engaging in casual jobs just so that she can get some income to help me raise her siblings."

"I am skilled motorbike rider and for the past 1year, this skill has enabled me to take care of my family. Since I do not have my own motorbike and I do not have a direct employer, I am forced to work as a squad where by I rely on someone else not riding theirs to operate. The proceeds are good in that I normally ferry charcoal and per trip I manage to save Ksh.1500.If only I had my motorbike my income would be consistent but now that I have to rely on others, I can even go for a week without getting the opportunity. With this money, I will spend ksh. 80,000 to purchase a second hand motorbike that a friend is selling and with the rest, I will complete construction of my current house."

"The biggest hardship I have faced is lack enough money to meet the family needs such as school fees."

"The biggest hardship I have faced is of poor accomodation."

"I intend to use my money for renovating my house and buying household items."

"The biggest hardship I have faced is paying my children's school fees."

"The biggest hardship I have faced is unemployment. From the time I graduated, I have never got a job."