"In the next six months God willing I will have started an mpesa business and my poultry will be doing well. This is because I am eagerly working hard to ensure that all my projects prosper."

"My life has improved because this term I have managed to pay schools for my 2 children at once compared to when I paid in instalments. In addition, soon I will own a plot of land after getting my second transfer. In the past, I never owned a plot of land that is why I ended up staying with father even when I had started a family and I'm still with him until I pay off all the amount needed."

"Owning a spacious permanent house is the biggest difference in my daily life. I have been longing to build a better and more spacious house but due to my financial status, I could not afford it. My previous house was a small, old grass-thatched hut that was already in a wanting condition that it even collapsed a few weeks before I was enrolled. My properties had to stay in the open which was very insecure and we were forced to seek a place to sleep at my neighbors' and relatives' houses. This meant that my children couldn't even study. After the completion of our house, this problem was solved. I am glad that we now stay comfortable and my children have ample space and time to study. I hope they will do well in their studies."

"The biggest difference in my life is that I was able to start a fruit business with part of my monthly transfers. Before the transfers, I did not have any source of income and I used to struggle to make ends meet. My family was struggling and being that we live in an urban setup, life was never smooth on me. I struggle a lot and I am glad I don't struggle anymore as I used to before the transfers. The little income I get from my fruit business has helped me pay all my debts, pay school fees for my children and even buy for the new clothes. It has made a lot of difference in my life because we have never lacked what to eat. We are independent."

"Before the transfers, I did not have any source of income which I could rely on. I used to struggle through casual work to ensure I meet my family needs. In most cases, I would be overwhelmed by needs because I did not have the money to meet all on time. I felt I was struggling a lot and I really needed help. When I received my transfer, I first thought of a better way to invest so that we could have sustainable income long after GD transfers have stopped. That's why I decided to start the business. I am glad the struggles have reduced greatly since I started the business I started with GD transfers."

"My new goal is to build a house back home. I have a grass-thatched one which is is very small. I want a big one which will fit my family well."

"Once the chicken rearing project has started off then we will have a source of income that we can rely ongoing into the future. I will be sure of getting a steady flow of income going into the future which for me I think will make life much easier for us."

"Before I started receiving these transfers, I did not have any stable source of income and only depended on irregular casual jobs that were mostly unavailable. Living by the little income I had was very tough since I have a family that depends on me. When I started receiving the transfers, I started a second-hand shoe business to supplement my daily income which has so far proven to be the best investment I have ever made because I make good profits that can support my daily budget even when I am not lucky enough to come by any casual jobs. This has also allowed me to make savings for any future plans or emergencies which could never happen before."

"In the next six months, I believe that I would have harvested cabbages which I now have on a seedbed. The seeds which I manage to plant with the money which I received from Give Directly. The money which I would earn from it would enable me to cater to my household expenses and pay school fees for my children."

"In the next six months, I would have constructed a house and my children will have a secure and a good place to live. This would be the biggest change in my life as I have been yearning to build a house without success due to lack of finances."