I was initially working as a domestic house staff where I earned a small amount each month because I was only working half-day. I would try to hustle for the rest of the day just to make ends meet, but it was tough having no certain way to earn money. Since I set up a new business using some of the transfers I received at the beginning of the project, there has been a change in my life. I can boast of having a sure source of income where I know that I will earn something for my family's needs without failure each day. I have also had a rest because I do not have to strain doing manual jobs as I did before.

I have a small retail business that I started using these transfers so that I would move from depending on casual employments to being self-employed. This business has been providing for my needs, but I feel that it will not be enough once the project is over with no more transfers to supplement it, especially now that I am single after my husband left. My plan is to improve this business by adding more stock of the current items I sell and new items so that I can boost my customer base and improve my profits so that I can provide for my family even after the project is over.

I spent most of the money I recently receieved on a new set of school uniform for my son in kindergarten so that he would start the new year in a decent way. I also spent part of the money on foodstuff and other household requirements then used the rest of it to clear a loan I had borrowed to take care of some personal emergencies.

The biggest difference in my life is that I was able to start a fruit business with part of my monthly transfers. Before the transfers, I did not have any source of income and I used to struggle to make ends meet. My family was struggling and being that we live in an urban setup, life was never smooth on me. I struggle a lot and I am glad I don't struggle anymore as I used to before the transfers. The little income I get from my fruit business has helped me pay all my debts, pay school fees for my children and even buy for the new clothes. It has made a lot of difference in my life because we have never lacked what to eat. We are independent.

Since we are approaching the festive season, it is a time of rejoicing. I would want to focus on ensuring my family is well-fed by buying enough food for my family for the festive season.

I spent my transfer on paying my house rent. It was time to pay at the time when I received the transfer and did not want to use my business resources to pay the rent. The rest of the transfer I used on buying food for my family. This was just to add more to the stock we had. I always prefer buying food once in bulk which is very cheaper than buying on a daily basis.

Previously I earned a low income which couldn't sustain me and my family for a whole month and in most cases, I lived on debts. I'm happy and proud I can manage the family's needs without borrowing from anyone.

I have always had pssion in hair and beauty but since I didn't have enough capital, i couldn't afford the fee. Now that I have a business and I'm also receiving money from GD, I have an additional goal of joining hair and beauty college.

Before I staretsd receiving the transfers, i was doing casual work which wasn't paying well so when I started receiving the transfers i opoened up a buisness so that I can have an additional source of income. I have therefore been using the transfers including the recent transfers to boost the business so that it can be stable. Part of the money I used to pay for my monthly house rent which I had not paid by then. I also paid school fee for my child who is in priamry school so that Ihe couldn't be sent back home.

After receiving the transfers, I am now aiming high as far as business is concerned. I have a small cosmetic business and the monthly transfers will help me expand it. If all goes well I will hire a permanent and bigger premise as soon as the business picks up. From the proceeds also, I am going to take my daughters to a better school. At the moment they go to school which is not that good and it's because of my financial situation.

The biggest difference in my life is that I now have a business of my own. I now have a regular source of income. Earlier on before receiving the transfer, I used to rely on casual jobs around cleaning services. The income was little and the jobs were unreliable. When I received the transfers I started selling cosmetics in a stall nearby. The income I get at the moment is enough for my family's needs.I am a single mother of 2 and all the family burden is on me. Whenever I receive the transfers, I usually channel them towards making it bigger and better. In the coming months, I expect the business to do much better thus better proceeds.

I spent the KES 3000 of transfer to pay my daughters school fees.I have two daughters s who are in lower primary. I also had areas from last year. I then spent KES 2000 on boosting my cosmetics business which I started after receiving the transfer.

I was still asleep when I received a text notifying me that I had received the transfer. At that moment I was in shock and disbelief as it this got me unaware. I did not get excited Immediately as I was in shock. I went back to sleep and when I woke up, I again confirmed that indeed it was real. I then got very excited and joyfully walked towards a nearby agent to withdraw the money.I