"Iam very happy and i would like to use this money to build a big good house and use some to buy food for my family"

"I spent 400 dollars of my transfer on a dairy cow which is now four months pregnant in order to reduce milk purchase costs. I also spent 50 dollars on a goat because it gives birth twice a year. I have also saved the rest for livestock emergency treatment because in our region livestock diseases are prevalent."

"The moment I received the transfers I was alone washing dishes and was overwhelmed with joy because I had never received such an amount before. I didn't want to inform my family that I had gotten it but my son broke the news when he came and asked whether I had received it or not and I couldn't hide my joy anymore. I was so restless while going to the MOMO agent and sometimes I thought somebody was monitoring all my steps because I had never gotten such a huge amount at once."

"Reinforcing my house with stones plus cement to make it strong is something that has been impossible due to lack of enough money. My plan once I receive this money is to spend 60,000 Kenya shillings to buy the building materials and also to cater for the labour. I will also spend 30,000 Kenya shillings to buy 2 indigenous dairy cows which will provide milk for sell in order to get income. This will change my life for the better and hence, a happy life."

"The biggest hardship in my life is lack of a descent house for my family and the inability to cater for my children school fees."

"Receiving this money means food security for my family. I'm planning to increase the size of my farming land and at the same time use 280 dollars to buy one pair of ox-plough so that I can till a large piece of land thus improved productivity. This will guarantee my family a consistent supply of food. I'm also planning to use 300 dollars to construct a two bedroom house for my children."

"Financial constraints has been my biggest hardship in life. This has prevented me from achieving very many things in life as well as getting basic needs. Lack of school fees halted my dream of studying up to college level and securing a job. I did not study past primary school. I am now a mother of one and most of the hardships I face is due to lack of money. I struggle to satisfy the family's basic needs such as food,clothes and decent shelter. I depend on farming which does not do well in our region due to lack of rains."

"I studied up to secondary school but my dream of going to college and securing employment never came true due to lack of school fees. My parents could not raise my college fees because they had other pressing needs such as food to cater for. I was even willing to settle on a small course as a plant operator. I have passion in driving. I am sure that if I had studied more,I could be in a better position financially."

"I am looking foward to use the money for renovating the house and buy mattress,extra beddings,clothes and bicycle for kids."

"I have a heart problem and it makes life a bit rough when it comes to seeking food for my children."