"I utilized 250 USD of my second transfer on refurbishing my van that I usually hire out to a local school. I had exhausted all the savings I had made due to the adverse financial impacts of the Covid-19 pandemic. So, I was worried about where to get money for such necessary refurbishment and repairs. Also, we bought some furniture at about 180 USD since the ones we had were of poor quality. Still, we acquired a water tank worth 35 USD for storing rainwater that would be used when the piped water goes missing. At times we could face an acute shortage of clean water when the piped water goes missing for weeks. Finally, we bought some food items with the remaining amount to allow us make some savings to be used for any arising financial demands. We usually used most of our income on purchasing foodstuffs because crops no longer do well in our area due to the rise in tropical diseases and the effects of climate change."

"I have managed to increase my wealth after receiving the transfer. Precisely, I bought the goats as an investment. Also, I am making some relatively good savings of about 70 USD per week from my business of trading on milk. As such, we look forward to a brighter future where we shall have sufficient resources for developmental programs and handling our demands and needs. Thank you GiveDirectly."

"Lack of a decent and spacious house for my family has been my biggest hardship. It has been difficult to sleep comfortably especially during the rainy seasons."

"Lack of finances is my biggest worry. I really want to build a bigger and better house because my first born is now 5 years old and my second born is 3 years old. These children will soon want to have their privacy which is not available in my current house. I have not been able to fulfil this need because I rely on casual labor in a farm that is 10 kilometres away and I earn KSH 200 per day. This amount is only enough to cater for our food. I am now hopeful that I will be able to accomplish my dream once I receive my transfers."

"My biggest worry at the moment is lack of finances. The fact that crops have been failing for the past 6 years as a result of fall armyworm in our area has made it even more difficult to provide food for our families. I am forced to buy maize from other areas so that my family can eat. 2 kilograms of maize has constantly been rising as a result of high demand and currently, we are buying them at 90 shillings. To get this amount, I have to work extra hard in looking for casual labor such as taking other peoples cows to nearby markets for sale"

"Receiving this amount of money is a miracle to me and life saving. I will now be able to buy blankets and food"

"The biggest hardship i have faced in my life is raising the children on my own. It has been hard to provide needs for them"

"I was not owning in a decent shelter and comfortable beddings, But after receiving my transfer I have great improvement in that I was able to build a spacious house. Most importantly, I was able to get proper medical care so my husband and is recovering at the moment."

"Receiving this money means practising livestock keeping. This has been my longing but due to financial challenges,I have failed to accomplish it. I am planning to spend 60,000 Kenya shillings to purchase 3 indigenous dairy cows. It is going to be long term investment and a source of income to my family, hence I will be able to sell at least 9 litres in a day and make 450 Kenya shillings which is enough to sustain all our needs much as food. Other than that, my house is falling so I will use the remaining part to renovate the mud walls so that we can leave in a decent house."

"I work as a charcoal vendor in our village. This job earns me 2400 Kenya shillings in a month which is not enough to cater to all our basic needs such as education. This is the reason why I have failed to clear the school fees balance for my child. Therefore, the lack of a good source of income is my biggest challenge."