"The biggest hardship I have faced in my life has been this time that I have had to live without a job. My husband also suffered a massive paycut due to the pandemic. The effects of the pandemic have been profound on me and combined with climate change in our area opportunities to earn a living and put food on the table have been diminishing."

"My ambition has been to complete this newly constructed house. I work as a plumber within the community and since this is not a full-time job I sometimes work as a motorcycle rider within this sub-location. Raising a big sum of money enough to furnish my two-roomed house and the kitchen requires a lot of time. Receiving these transfers is a good opportunity for me to fully complete my two houses and live comfortably. To complete these houses requires at least $600 for cement, sand, transportation of these materials, and labor. For me to make Give directly a living testimony of my success I shall buy a dairy cow worth $300.This will enhance food security and nutrition for my family. In terms of wealth and asset possession, I shall also grow because the cow will multiply as time progresses. This money means a lot to my whole family and we have been waiting for it for a longer period now."

"I will be able to clear school fees for my child who is in secondary school and will also be able to deposit for the coming term. This term the school owes me 150 dollars. I also have unfinished house so i will use some to finish my house. I need 150 dollars to complete. Sheep are good an breeds faster. I would like to buy 3 for starter this will cost around 150 dollars too. The remaining amount I will buy food for my family since our area is prone to drought so there is food shortages."

"Receiving this money means food security for my family. I have a 4 acre piece of land for agriculture. During rain season I cultivate three acres . I do pay Ksh . 6000 to my neighbor who has oxen for agriculture. He does it for me after he is done with his piece of land. This makes me sometimes fail to get good harvest due to late cultivation. I harvest six bags of 90kg each from the three acres of land. This lasts for five months. I want to buy two oxen and a yoke at a cost of Ksh. 50000. I will use Ksh. 30000 to buy two cows for dairy farming. I will also use the remaining amount to pay school fees for my children."

"I'm a single person with no children due to my health status that has not enabled me to bear any children.I haven't been able to afford better medication due to financial constrains. Sometimes I'm depressed due to this. Receiving this money means I will afford the right medication which hopefully will help me bear children of my own."

"I have a number of students in various schools.Raising school fees has been one of hardest challenge . Nearly three quarter of the money I get from the economic activities I engaged myself in goes towards paying school fees. Mark you we have other commitments to take care of .It makes us inadequate and a real struggle for me and my family."

"When we got married ,we didn't have a house of our own .Our parents had given us one at the compound . It was small and so close to our parents and so there was no privacy. We had to struggle to build the one you are seeing now , though it is also small."

"This money will help my family alot. We have been planning to have a better house as the one we have now is build in a place that let in water . It is not comfortable to live in it especially during the rainy season because it is very cold and uninhabitable. Our plan has been to relocate it to another place but we had not gotten the funds. With this help it will now be possible to build a better one with a cemented the floor and also buy fittings and furnitures. This will cost us approximately USD 7500. We will use the rest for the purchase of maize for household consumption."

"I am a school based student at Kisii university. I study a degree course in education . We have been struggling to pay for school fees because Iam a self sponsored student ,my husband has been working around the clock to look for school fees . We were forced to sell 0.5 acres of land to clear 2nd year fees. University education is very expensive , we recently hold a fundraiser to cater for the same which enabled me to clear the last academic year fees. Iam currently in fourth year and a total fees of USD 1030 is required. This help could not have come at a better time because Iam assured of clearing the fees and actualize my dream of being a substantive teacher."

"Receiving this money means better Education for my children. Am an elderly woman with two children in secondary school, paying fees as been a challenge for me since I only depend on farming and recently lack of enough Rains has affected production hence no income. I will spend ksh 50,000 on paying school fees and clearing remaining fee balance. The remaining amount I will buy a Dairy cow Worth ksh 30,000, foodstuffs and furniture for my house."