"With my family of four, I really thank God that life has not been so hard for us since the family is still young with our two kids in the lower primary. On receiving the first transfer, our priority was to obtain a water reservoir as we needed to be collecting rainwater from the roof. It has been so hard fetching water from the far-distant river especially during dry seasons. I then spent KES 31000 out of the transfer after obtaining and constructing a foundation for the 3000-liters plastic tank. I am glad that we are currently enjoying the clean rainwater and no more frequent visits to the river. With the remaining amount, I managed to pay KES 12000 school fees for my two kids and also obtained clothing and household foodstuff for the whole household."

"Right now, I'm alone caring for my grandchildren. My husband left me and went to the other woman in another town to live there. As a result, it's difficult for me to get food for me and the grandchildren."

"I spent a huge part of my first transfer on buying some building materials which include; thirty-six pieces of iron sheets, nails, timber, and labor cost at a total of KES 40180. This was for the renovation of my house since it had an old roof we would always be rained on every winter season. Also, some of its walls had cracks all over and we were also attacked by some wild animals like rodents. In addition to that, I cleated school fees for my six children who are in the nearby neighboring school. I am happy they no longer miss classes like before. With the remaining amount of money, I am using it in buying enough foodstuffs for my family."

"My first plan is to buy a shamba. Conflict with my co-wife made me turn back to my mother's land. Besides, I will use the other cash to support my mandazi business(I currently do 2kgs a day). With the monthly transfers, I will have my cafe open at the end of the year."

"Will use the transfers to start a kiosk business. I have a business structure that was able to construct but I had not been able to roll it off due to financial constraints. With 2000KES I can have my first stock of vegetables as I increase monthly. With the profit, I will be able to fully support educating my lastborn child who is currently in standard seven."

"I have four children in school with the oldest in form three. They are doing well in their studies and I cannot afford to see their dreams shattered.Will use the transfers to educate my children. Moreover, with goat rearing, I will be able to secure the future of my family. Goats are not so demanding, we have bushes where they can easily graze."

"I have grown in poverty and now it's time to change my story. Being a class eight leaver, seeking formal employment is not an option. The only way I can achieve my dream of becoming a well-established person is by starting a business. I will use these transfers to settle a 10000 KES debt to acquire a piece of land. This will see me build a premise to start a retail shop. In the longer term, I intend to save and build more premises and rent them at a fee. This will mean a constant flow of income for me."

"Inadequate finances have hindered my dream of becoming a tailor. Even after undertaking a tailoring course, I haven't practiced it for almost ten years. The only problem is that I don't have a sewing machine. I have tried to convince my husband to get one for me but his financial status cannot allow it. To me, receiving this money means awakening a long-dead dream. I intend to start a dressmaking shop by purchasing the machine and fabrics using the transfers."

"My family has never had the chance to enjoy a good shelter. Imagine 5 people sharing a single-roomed house that serves as the kitchen too. This denies us privacy as the parents and my children are forced to sleep in their grandma's house. To worsen the situation, this house is leaking and the walls are on the verge of collapsing, making it susceptible to heavy rains. Building a new house is a priority upon receiving this money. I plan to set aside 2000 KES every month to raise a substantial amount that will start off the project."

"My life would have been better if only I had received a quality education. Dropping out of school due to lack of fees is the root cause of my misfortune. It will hurt me to see my children end up like this in the future. Therefore I have put their education at the forefront and I strive to give them the best. These transfers will put my dream into a reality because I will purchase livestock for rearing. I will be selling them as they reproduce to facilitate their schooling."