"Receiving this money will enable to build my house. We live in my husband's village but in a rented house all these years. I do fish business and from my gains we have acquired land and want to build a house. I already have a brick oven that's about to be burnt, I just finished buying firewood for that. So this money will allow me to build the house without challenges."

"The biggest hardship has been a lack of money. All my savings I spent on my wife's treatment and surgery. I used to do house construction but when my wife's health deteriorated I spent most of my time in and out of hospital thus reduced income. Her health problem has delayed all the projects we had as a family even getting basic needs became a challenge."

"Food insecurity has been my biggest hardship.I am an hairdresser who attends to the villagers on a call basis. This business is however seasonal as I might go for weeks without getting a customer. I resolve to staying hungry or rather visit my parents to pick some food stuff. I find this embarrassing as they also have a family who depend on them."

"When I receive the money I'll build my house. I already have bricks so I'll just buy iron sheets, frames and windows to build a house. My house leaked too much so I sleep in this small house which isn't enough. So I need build another one."

"The biggest hardship faced in my household is money. My children are sickly and I rarely have money to take them to hospital. That's why I want have livestock so that when such need arises, I can sell one and take my child to the hospital."

"We are not sleeping in a good area, we worry everyday about our dwelling place. I gave birth few months ago and the child died due to our dwelling place, the child died from chronic cold."

"Due to old age, I fail to go to the farm, I only depend on my son who runs a Kabaza business to buy food everyday."

"I struggle to feed my family properly because i only depend on casual labour and farming to feed my family"

"I have an ongoing construction project that I would like to complete. This is my house which is halfway done but it has stalled since the month of December, 2020 due to lack of finances. The estimated cost of completing this house is Kes. 45,000 and I intend to save that amount from my transfers until I can comfortably complete the house and move my family from the the one roomed house that we are sharing with my wife and three children."

"My desire has always been to buy my own piece of land so as to live seperately from the extended family and also expand my farming activities. Receiving this money will help me save and pool resources through the help of a group of 40 women whom we have joined hands. I will also plan and decide on a business that will help me save more. My plan is purchasing one acre of land at a cost of KES 100,000 in a few years time."