"Lack of school fees. I have a fee balance of KES 27000. Though I sold my ten cocks raising KES 20000, I was not able to clear the fee arrears. My dad, a retired teacher, has been struggling to make ends meet. Currently, I have no one to rely on for the continuity of my education."

"Am stressed by the lack of money in my family. Am in my final year of secondary education. I have spent half of the current term at home and I have no hope of going back to school. I spend most of my time in meditation, sometimes losing appetite for food."

"With my first two transfers from GD, I will be able to start poultry keeping. I have basic agribusiness knowledge which will allow me do the business with ease. Profit made from the sale of chicken will be directed to paying school fees and the renovation of my mud grass-thatched house."

"I have been relying on my husband for every support. Since he retired, five years ago, life has been with great challenges. Besides having no money for our daily meals, we are faced by the challenge of raising school fees for our two last born girls. Lack of a reliable source of income turn to be my greatest challenge."

"I will use my cash transfer to start a business. I plan on starting a used clothes business in my town."

"Our major challenges are lack of safe drinking water and lack of good road. Our only means of traveling is to cross with planks log over the Poe river. Crossing over the river during the rainy season is very dangerous and risky for us. Because of the river, we are left out of many things that other communities can benefit from government, NGO and other charity organizations. Also because of the river, we don't have safe drinking water and our source of water for drinking, cooking and doing other things is the same Poe river."

"Receiving this money means an increase in income for my household. I am engaged in selling second-hand clothes in the nearby markets fetching an estimated profit of KES 500 a day on the market days. Market days come twice a week; Monday's and Thursday's in different markets. My ambition has been to increase sales and earn more income for my household. I intend to spend part of my first transfer to add more stock and the remaining cash will be used to acquire a dairy cow. This will be a corner stone in leading a decent life. When I heard that Give Directly was coming into our village, I was glad that my financial inadequacy will be something of the past."

"Receiving this money means a reinforced income to my household. I have always yearned for a new sewing machine but this dream has been cut short as I did not have money to fulfil it. I intend to use KES 45000 to purchase a sewing machine for the one I currently own is less efficient. I knit cardigans for school going children for a living. When the business is at a peak, I earn on average KES 4500. From this, I pay KES 1000 school fees for my 2 children in grades 3 and Pre-primary 1, purchase food for them and use some to buy knitting yarns for the business. Furthermore, I will be able to produce more cardigans hence have more stock to sell on the market day, which is only once a week, therefore an increased income."

"The biggest hardships I'm facing now is money. I want to reconditioned my house and send my children to school which will bring me so much happiness but I don't have money. Although I make farm to sustain my family but the money I earn from the farm is not enough to reconditioned my house and send my children to school. Since their father died I'm the only person catering for them. The house I live in is a thatch house, when the rain starts to fall, it leak badly and I don't have money now to buy zinc and roof it. My children dropped out of school this gone school year because I couldn't afford to pay their fees and the school in this town don't have teachers to teach the students. Because of that I have to send my children in Mecca to attend school."

"If I receive this money I will build my house wich will bring joy to me because my house broke down and I moved with my family in my mother's bedroom. There where everyone of us sleep. I am not satisfied with the condition I'm in now. The money I earn from the farm we make is not enough to build a house."