"Obtaining food has been a major concern. Farming has been my main source of income, but I have not been able to harvest anything this year. We were expecting rains this last two months only to be disappointed. I now depend on my son who works in Mombasa to provide for us. I live with my grandchildren and it is always saddening whenever they have to sleep on an empty stomach or have to prepare porridge as their dinner and go to bed."

"Getting enough water for domestic use is the major challenge that we are currently facing. With the prolonged drought all the water point in my location has dried up and I usually go to look for water as far as 30 kilometres from home. This means also opening my business late because I always find long queues at the water point."

"I don't have a house and I have been staying with my brother who has a two rooms house. My biggest worry has been him getting married soon because I won't have somewhere to spend my nights at. Probably I will be forced to move in to my grandmothers house which is not specious enough to accommodate both of us. My biggest desire has been building my own house but financial instability has been a challenge because as a casual worker, I have not been able to save enough due to meagre wages that I earn. I am planning to commit the first two years to saving towards building a better house and thereafter I will be able to marry and build a family."

"I have been single for so long and I have been wanting to get married so that my aging mother can get an assistant and company as I'm rarely at home during the day. Although I have a girlfriend, the biggest challenge has been raising enough capital to pay dowry. I am a casual worker and on a good day, I earn Ksh 300. This money is only enough to cater for both my basic needs and that of my mother. Receiving this money means that I will save towards paying dowry, buy some good beddings and renovate my house."

"I was to lucky to go to college to learn carpentry but I am Self taught carpenter as I learned through visiting building sites in my village and volunteering. All a long, I have been longing to buy work tools but financial inability has been the biggest challenge. With this transfers, I am planning to take a loan, buy the work tool and them service it with the monthly transfers.I am hopeful that this will increase number of client's hence increasing my income."

"I am a farmer who loved farming when I was young and energetic. I still love farming but at 82 years old, I have no energy left to do it by myself. All my children stay in town and I depend on my them for basic need. Therefore, I can't ask them to send money to pay labour and buy farm inputs because they'll say I shouldn't be farming at this age . With with this transfers, will be able to pay people till my 2 acres land and buy inputs to do farming when the rains are back."

"My house roof was curried away by wind the other day. I'm living in fear of being rained on because rainy season is almost here. My house walls are also very weak and at verge of collapsing. I'm planning to buy iron sheets on credit and pay in bit with the monthly transfers that I will be receiving. I'm also planning to strengthen the weak walls with cement but this will come later after I'm done with the roofing and settling the debts."

"Receiving this money means owning a new house and a business at the same time. My current house is very old plus many cracks on the walls. This has been life-threatening because the weak walls might collapse anytime from now. I am always worried whenever I retire to bed at night. I am planning to use 40,000KES to construct a two-bedroom house for my family of eight. One bedroom will host my children while the second bedroom will be for my husband and I. I will use a further 30,000KES to start a modern grocery in the neighboring trading center. The profits from the grocery will help me assist my husband in raising our children because I will chip in whether it comes to paying school fees, buying food and any other family need."

"Receiving this money means food security for my family of eight. I have been struggling to put something on the table for 11 months now. Drought has really affected my family's food production and the last time I harvested was a year ago and the harvest wasn't that good. I only harvested 3 bags of maize which served us for two months only. There is no hope that I will ever harvest again in my farm because the prolonged drought has taken away all the hopes I had before. I am planning to use 20,000KES to hire 5 acres of land in the neighbouring county for two farming seasons each acre valued at 4,000KES. I will further use 30,000KES for tilling, planting and transportation of the harvest back to my village. With five acres, I'm sure of harvesting 20 bags of maize every season. This will be enough to feed my family for a whole year and this will serve as a permanent solution to food insecurity."

"The biggest challenge I am currently facing is lack of money to sustain my family. I am currently jobless idling around in the village. This has forced my wife to go for a housekeeper job in the neighborhood something I was not happy about but I was left with no option but accept. I am currently not making any financial contributions towards the welfare of my family. This is a big shame according to our culture where a man is expected to be the breadwinner of the family."