"I have been crippling financially to sustain my family's basic needs. I rely on casual jobs to earn a living, I earn little money KES 300 daily which is not enough to buy us food and other family needs."

"School fees for my children is the hardest challenge I have currently. I have four children and all of them are in school. My job in a query has never been reliable because sales are few. The little I get goes to food only. This situation has caused some of my children to remain at home for even one month sometimes. Their performance has deteriorated and yet I know they are very bright children."

"Receiving this money means furthering my studies. I completed my secondary education in 2017 and I was not able to proceed to college because of lack of school fees. I have had very big passion in doing beauty and hair dressing since I was young. Therefore, I intend to use this transfer to go and acquire those skills so that I can be able to even start my own saloon or seek employment. This is something that will make us as a family have a reliable source of income."

"Food insecurity because of persistent droughts in my location is the biggest challenge that I currently face. Poor crop performance has deprived us of enough food that we used to get from the farm. We now have to be buying all of them . The income, from selling eggs and chicken or sheep is our only way of survival. When I get my transfers and strengthen this sources of income, I will have enough for my family."

"The biggest challenging right now is food insecurity. I have no income given that I lost my teaching job when COVID 19 started. Since then I have lived on selling sheep that I rear ,in order to buy foodstuffs. I also practice subsistence farming. Before I get a job, I will still have a hard time providing for my family."

"I am a single parent and I do casual jobs in order to sustain the needs of my family of 5. 7 years ago we separated with my spouse because of family conflicts and since then I have been living in my parents land. My dream has been to own a piece of land so that my children will have a place to call home. With this transfers, I will use around KES 70,000 to purchase 2 acres piece of land and use the rest to build better a house. I am happy as this will give me peace of mind as culturally ladies are not allowed to inherit their father's land."

"I spent most of my transfer on a dairy cow which is now a source of milk for my family.This is because initially I had lost two dairy cows. The rest of the transfer, I spent on two sacks of maize, clothing and repayment of debts."

"Financial constraints is the biggest challenge we are facing. I am a housewife and I depend fully on my husband to provide basic needs such as food, clothing for my family of 6 and school fees for our two children in secondary school. It has been difficult for us because having a single source of income is not sustainable and sometimes they are sent home for failure to pay their fees on time. This affects their performance when they stay home for long before going back to school and it saddens me."