"Lack of money is the challenge I am currently facing. I live in a house that is below substandard. I have been unable to renovate it because I have no money. The house has been a source of derision for over a year now."

"My ambition with this money is to complete constructing my house. The house is half-roofed. In rainy seasons, the house gets filled with an intolerable cold. Misery has been my companion for years now. I am planning to use 15,000 KES to buy 10 iron sheets and complete the roof. With a complete roof, I will no longer be bothered by the rain."

"Old age incapacitates someone from being economically productive. Before, I could make around 5,000 KES through charcoal burning. I am now 72 years of age. I can no longer cut down trees due to my frail strength. This has negatively affected me economically to the extent of depending on my son who is a motorcycle taxi driver."

"Poverty made me drop out of school in 2021. My parents being jobless, were unable to support me. Since then, I have been working as a charcoal burner with the hope of making enough money and rejoin school. My efforts have been futile because the money I make is so little. I approximately make 1000 KES a month where I use it in food contribution in our household."

"Receiving this money means safety to me. I am living in a house that is unsafe to live in. In the event of strong winds, the house can collapse. This is a threat to my life. To stop living in fear, I will use 30,000 KES to repair it by reinforcing it with concrete pillars. With the pillars, the house will be very strong."

"There is no form of privacy and self-worth when a mother shares a roof with two of her teenage children. My immediate plan is to build a new house and leave the other one to my children. Roughly, it will cost me 30,000 KES. By having a different house, I believe my self-respect will be regained."

"Food insecurity is the greatest struggle that I am currently facing. We have experienced long droughts in our area that have hindered us from working on our farms and this means depending on relief food which is also not reliable in most cases. Forfeiting some meals has been the norm in my house and I mostly survive with one meal a day. Hence, this becomes the main challenge."

"My greatest distress at the moment is the uncertainty that comes with the unreliable sources of income to my 2 children whom I depend on most. Their jobs are casual, mostly in the construction sites and their income is very low. This pushes me to forfeit some meals and in most cases, I survive on one meal in a day."

"Imagine seeking shelter in my mother-in-laws' kitchen because my house collapsed 8 months ago! This situation has brought me shame and I have desired to construct my house to earn back my lost dignity. My husband has already bought 15 pieces of iron sheets but he has failed to construct the superstructure due to lack of money. I need about 30000 KES to offset this plan. To ensure this comes to reality, I intend to be saving my first 10 months' transfers. This will cater to all the expenses of constructing the house. Receiving this money, therefore, means restoring my lost dignity for lacking privacy."

"The health of my family is something that I am concerned about. Currently, we spend our nights on roped beds and rugged sacks, which do not give us nice sleep. In the morning, we feel so much pain and this has directly affected our health conditions. To ensure this is solved, I intend to replace the old beddings with new ones and this means spending my first 6 months' transfers, 18000 KES to do this. Also, together with my husband, we will pool our remaining transfers, to reinforce our house with stones and cement because it's walls are made of mud."