"My husband mason, but the irony is that we never had a decent house to live in, this is because the little money that he earns is used to pay schools and basic needs, when we received the promised transfer we prioritized constructing a decent house, we, therefore, used KES 24,000 in buying building materials so that we would be able to construct a decent house once we receive our second transfer, I then used KES 10,000 in paying school fees, lastly I used the remaining amount in buying foodstuffs and clothes."

"Receiving this money means better comfort to my family of 5 children. I intend to build a two-bedroom house that can have ample space for my family. Currently, I do not have the privacy to change clothes and do other things. I will use 35,000 KES to build the house and buy three goats amounting to 9000 KES. The second transfer I will go and accomplish my carrier job, I had pursued dress making as a course but this was not enough. I plan to pursue tailoring and be able to do fashion design and be of help to my neighbors during the festive season. For the remaining amount, I will buy food and pay school fees for my children in primary school."

"I have five children who are all in school and they need schools fees. The money I get from mining is not enough to save and start any business. The time I was sick, I learnt a great lesson as all my children remained at home because of the lack of school fees. Receiving this money means investing. I am planning to use 20,000 KES to start goat keeping which will help me when I am sick or during any emergencies in future."

"Receiving this money means better education for my two children. I have two children who are in secondary school. They each pay school fees of KES 35000 per year. I am a casual labourer at the nearby quary earning KES 8000 per month. This is too little to pay for school fees and buy food for the family. My husband is old and he can no longer work. I will use KES 100000 to pay school fees. This will make my children stay at school always and prepare for their KCSE examinations."

"A few days ago, my house was accidentally burnt down by my grandchildren. This rendered me homeless and we had to resort to my small kitchen for shelter. The kitchen area is not enough to house all of us and we are forced to squeeze ourselves. This has denied me the privacy I have always desired."

"The biggest difference in my life today is that I can harvest rainwater, this is because I was able to construct an iron sheet house, we used to buy drinking water but with this, we will be able to save up money on the cost of buying water daily, I am grateful for the support that changed my life to a higher level in the society."

"Receiving this money means building a spacious house for the family. I have a family of 8 and we are all living in a one bedroom house. My wife and I sleep on the ground and letting the children to use the one bed we have. I will build a three bedroom house and buy two bed and mattresses. This will cost KES 100000. The house will improve my living standard."

"Lack of income to sustain my family is the biggest challenge I am currently facing. I don't have any reliable source of income to help in meeting my family's basic necessities of life such as food, education and clothing. My husband's casual job is not sustainable enough to sustain my family and we find ourselves in endless debts. This has undermined my reputation in the village."

"Receiving this money means restarting my shop business. Two years ago I had a shop that was operating well till when I got an road accident. I lost my second born in that accident and used all my capital for medication because I was seriously injured. I had to close my business. After closure, the community has had rough time to find commodities they need since other shops are very far away. On has to walk 10km to find a shop. When I receive my money, I plan to start my shop business with a capital of KS 90000 and also use KES 20000 to prepare the room by buying the required furniture for a shop. I have enough market in the community."

"Being married as a second wife comes with its challenges. Currently, my husband, who does masonry, focuses on the elder children of the first wife.My first born who is due to go to school has not started learning. I wish I could start a business to help me raise money for my children but this has not happened because of financial challenges. Our future is so gloomy that sometimes I wish I never married."