"In 2020 I started developed some breathing problems which later after some medication it escalated to back pain affecting all the backbone. After several test and scans it was established that I some veins are blocked and that is causing my legs heavy. From that moment I lost my mobility and I could not walk. I have been taking medication and attending clinic every month and that case is very expensive because I have to attend clinic every month and the cost is 9300KES. So this money will help me cater for the cost of having these clinic because imagine I have not attended my clinics for the last three months."

"In this area we entirely depend on farming as a easy and cheap source of food. But unfortunately the rains come but not enough for the crops to mature. That has caused us to sometimes go without a meal and that is a big challenge for the children."

"Receiving this money means my family will get enough nutritious food. Every week I earn KES 2,000 which is enough to cater to my family's basic needs but nothing is left to save. I am planning to use KES 25,000 to purchase a lactating dairy cow which will ease my burden of using KES 60 per day buying milk. Having this will make me proud because my children will have enough milk for drinking and then I can sell the surplus. The rest I will use buy stock for my carpentry work."

"I am currently facing food insecurity in my home. I have not worked for the past week because the masonry job I depend on is seasonal. My wife is sickly thus stays at home and depends on me fully for all the basic needs. We are forced to have one proper meal in a day from two meals when I do not get the money to buy food."

"I have always had the desire to do poultry farming specifically for eggs businesses. This has never happened due to a lack of capital as I cannot save any money from the meager earnings from casual jobs. Receiving this money means a stable source of income that will enable me to pay school fees for my daughter. I am excited to know that these transfers will change my life for the better. I will build a poultry house that can house thirty hens and purchase feeds. This will cost me KES 50,000 for a start-up from which I project earning an average of KES 300 per day when they mature hence a reliable source of income."

"We have been doing this hotel business for a long time but the returns are less. The unavailability of capital to expand it has been our major challenge since the only money that we get is through this and this, in turn, has affected our spending areas such as buying food and paying for school."

"My husband had an agro-vet in a town near my home that used to be our main source of income but collapsed years back due to the large amounts of products that he gave to his customers on credit. Life after the agro-vet collapsed became difficult and we had to sell the animals that we had, a cow and five sheep to meet our family's needs. Receiving this money will allow us to revive the agro-vet since we have some amount saved somewhere. We plan to add KES 70000 to the amount that we have to get it running and through this, we will be able to provide for our children."

"Receiving this money means a better and more satisfying lifestyle. We depend solely on farming to earn a living and without a stable income, raising a family of six is difficult. I plan on buying two dairy cows with this money as cattle are prestigious and valuable investment in our area because it provides us with milk for consumption and sale. Hence, owning two will be a great boost to my family. I will also use KES 30,000 of the funds to build a two-roomed house that will accommodate all of us comfortably then use the current house as a kitchen."

"Lack of a reliable source of income. I have been broking local brew ever since my retail business was cleaned by buglers. After that incident I decided to stop doing that line of business and buy a motorcycle for taxi business. It's this motorcycle that I currently use to ferry the alcohol from producers in the village to retailers in town. This has been feeding me and my children but can not pay school fees for the children who still need that."