"I have always dreamed of building a house. I needed a big and comfortable mattress for my family to relax at night. Due to low income, I did not have enough money to begin my building project and also buy my mattress. Suddenly, I received my transfer from GiveDirectly. I was so pleased and overjoyed by the fact that I could use this transfer to get a new mattress and also begin my house project. I am grateful to GD for their awesome financial assistance that has enabled me fulfilled my dreams."

"I have a daughter-in-law who was diagnosed with TB of the bones. The situation has led to her causing all her legs paralyzed. She has three children and her husband is transporting goods from Kenya to Uganda. So as a mother-in-law, I have been left with a burden of taking care of her fully from washing her clothes and that of her children. I do wash her body as well which has been a great challenge for me. Am totally restricted from moving around and sometimes I can not attend some community groups for women empowerment."

"I was diagnosed with spinal cord problem which caused my legs paralyzed. From 2020 up to now, I have been unable to walk making me doing all the things on my bed. I am a very hardworking woman who rarely depended my husband for my personal needs. But now I can not do anything without his support. My mother-in-law is now the one who is washing me and my children. It is very painful but I do not have any option."

"I have three children and the house am living in is like a tent. The rains and sun penetrate inside something that makes us uncomfortable. With this money, I intend to put up a two roomed semi permanent house. By this it will accommodate all the children and a separate room for me and my husband."

"Receiving this money means my family will get enough nutritious food. Every week I earn KES 2,000 which is enough to cater to my family's basic needs but nothing is left to save. I am planning to use KES 25,000 to purchase a lactating dairy cow which will ease my burden of using KES 60 per day buying milk. Having this will make me proud because my children will have enough milk for drinking and then I can sell the surplus. The rest I will use buy stock for my carpentry work."

"I am currently facing food insecurity in my home. I have not worked for the past week because the masonry job I depend on is seasonal. My wife is sickly thus stays at home and depends on me fully for all the basic needs. We are forced to have one proper meal in a day from two meals when I do not get the money to buy food."

"I have always had the desire to do poultry farming specifically for eggs businesses. This has never happened due to a lack of capital as I cannot save any money from the meager earnings from casual jobs. Receiving this money means a stable source of income that will enable me to pay school fees for my daughter. I am excited to know that these transfers will change my life for the better. I will build a poultry house that can house thirty hens and purchase feeds. This will cost me KES 50,000 for a start-up from which I project earning an average of KES 300 per day when they mature hence a reliable source of income."

"We have been doing this hotel business for a long time but the returns are less. The unavailability of capital to expand it has been our major challenge since the only money that we get is through this and this, in turn, has affected our spending areas such as buying food and paying for school."

"The unavailable and unsteady source of income is my major challenge. My husband is a casual laborer on a farm in Bondo while I teach as a PTA teacher at a nearby school. The income that I earn (KES 4000 monthly) goes into paying our son's s school fees alone and cannot sustain other needs. This is so difficult for us and finding other sources of income will see this problem."