"The biggest difference that the transfer has brought into my life and that of my family is that my business has improved a lot after I invested part of the transfer money in it. I am glad that I did not have to resort to borrowing a loan to invest in the business. I would be now struggling to repay the loan with the money that I could be making from the business instead of saving it."

"I bought zinc to start the building process and I have also paid my children school fees."

"I spent part of my first transfer on buying building materials like iron sheets at KES 26000, building poles, and the labor charges at a total of ES 13000. I purchased all these to construct a new modern house. The initial one had a grass thatched roof which could leak excessively during the rainy seasons. Also, it was not spacious which forced my four children to shelter at their friend's houses. I also cleared school fees for my kids who are in primary schools. I am thankful because the money came in good time and they were all able to sit for their exams. With the remaining amount of money, I have been buying foodstuffs for my family and other household needs."

"Sleeping on proper beddings with my family is the biggest difference in my life. Previously, I spent my night on the floor and always felt back pain. Currently, I am happy that I am enjoying my nights on proper beddings courtesy of GiveDirectly transfers."

"In my opinion, GiveDirectly did well in giving cash transfer grants directly to our phones. In addition, the was not a loan and we were not required to repay which was a good thing. All that they do was good and I feel there is nothing that they did not do well."

"Currently, I am planning to continue working hard in casual labor to fend for my family."

"It is amazing how the whole village that was marked by local doughnut business all over has transformed. There are still a few people in this kind of business, but they have other businesses alongside it. The idea of enrolling every village member and giving us an equal amount of money without being biased was great. I have no complaints but to thank Give Directly for their support."

"The biggest difference in my daily life is that I now have a decent house that is very spacious. The initial one was not in good condition at all, it had an old roof and unstable walls. During the winter seasons, it was so stressful because we had to so squeeze ourselves in one corner of the house till the rain stops. Also used to affect my children in some way especially at night when they wanted to do their school assignments, they couldn't because there was no ample space. Being their mother, who is also the breadwinner, has been stressing me for a long. I have always been praying to God to see us through the troubles we have been encountering. I am grateful that my prayer was fully answered, we now sleep in a better place. I no longer have to worry about the heavy downpours or the insecurity."

"I spent most of my recent transfer, that is, about KES 40000 on building another house. I had bought land somewhere else before but I had not managed to build a house since I didn't have enough money. I wanted to build the house because I wanted to move to the piece of land and settle there with my family. The family land that we are living in it at the moment has become small and it is no longer enough for farming. I am the firstborn in the family and before, I had enough land to till since my brothers were still young. Nowadays they have grown and each one of them has been allocated a piece for cultivating, thus the small portion. I had thought of using the money that I was going to get from the merry-go-round group that I am in to build a semi-permanent house but when GiveDirectly came in with the program, I saw it best to build one that is iron-roofed and made of timber planks on the walls. I am a motorcycle taxi driver while my wife is a small-scale farmer. She usually grows crops such as vegetables, spring onions, and maize which she supplies to the school where our two children are studying. By doing so, she gets to pay for their school fees. On the other hand, the money that I get from the business is what I usually use in paying the merry-go-round contributions and I also help my wife in paying the school fees for our children. With the remaining amount, we used it in buying clothes for the children. We are thus grateful to GiveDirectly for their big support."

"We now have a new goal of buying a piece of land because we have a small one. Together with my husband, we have joined a merry go around and as soon as we get our share my husband will top up with his savings towards purchasing the land."