"My primary goal for utilizing my transfers in the coming year and beyond will be to acquire goats. As an elderly person, my primary source of income from house construction is not financially rewarding. Concerned about the limitations of physical labor as I age, I see goat keeping as a worthwhile investment. Goats are low-maintenance animals, which makes their care easier for me. Furthermore, their ability to be sold provides a potential source of income during difficult economic times. I will diligently save a portion of my monthly earnings to achieve this goal."

"In the future My is to focus on starting a goat-rearing venture and expand my flock. As the goats multiply, I aim to sell some and reinvest the proceeds into new projects. Additionally, I have a piece of land where I plan to build rental houses using the resources from goat farming. My aim is to begin this right after my son finishes school next year, as a lot of my money currently goes towards my education. With the food I still have, I'm confident I can manage my basic needs while working towards these goals."

"For so long, the dream of owning livestock felt like a distant wish, an unattainable luxury amidst financial struggles. Yet, with the unconditional cash transfer, the possibility finally materialized. Investing almost $90 in three goats filled me with a sense of optimism. I knew that these animals would not only provide sustenance but also pave the way for financial stability. As they multiply, I anticipate a future where paying school fees for my five children becomes manageable, alleviating the burdens that once weighed heavily on my shoulders. Alongside this, purchasing utensils for $75 brought a sense of relief, sparing me the humiliation of constantly borrowing from relatives. With the other funds, I prioritized the safety and comfort of my family, investing $52 in renovating my dilapidated house and pit latrine. The threat of collapse loomed over my head, and I couldn't bear the risk of harm befalling my loved ones. Also, the allocation of $130 towards my children's education was a weight off my shoulders, knowing they would no longer face the humiliation of being sent home due to unpaid fees. Lastly, providing food for my nine-member household was a gesture of gratitude, acknowledging the sacrifices made by my daughter, who tirelessly supports us through her casual labor. Though the journey ahead may still be challenging, the impact of the cash transfer has paved the way for a brighter and more hopeful future for my family."

"Food insecurity is generally what has made my life harder. This is because, I currently depend on casual jobs like charcoal work that is very strenuous yet it has slow and little payment. This is to mean, in a month, I can only make $30 which goes to food. The alternative source of food is farming but this is very unreliable at the moment since the weather patterns are not favourable. Sometimes, we fail to harvest due to inadequate rains. Hence, this is basically what stands out as my biggest challenge."

"Financial constraints is what I consider to have made my life so tough. This is because, my motorbike taxi does not earn me enough to cater to all my family's basic needs. On a good day, I make $5, an amount that is very insufficient. To some extent, I have postponed very essential needs like seeking medication for my mother who was diagnosed with a growth in her stomach. This has robbed away my joy as the responsible son to her and it is for this reason that makes life so difficult."

"The lack of a reliable source of income stands out as my biggest challenge at the moment. This is because, I depend on subsistence farming which is not sustainable due to the unpredictable weather patterns. This has made me to struggle a lot to put food on the table. Since I also have a daughter who is deaf and dumb, she can not fully provide for herself because she is limited to small casual jobs within the community. This means we sometimes rely on my son who also have a family to take care of and this makes his support limited. What a life of stress!"

"Food security is the challenge I am currently facing in life. I am just a housewife and my husband does casual jobs making little income which is not enough to buy food for the whole month. The family takes one meal per day most of the time. This has affected me since I have a young baby and I lack milk to breastfeed the baby."

"In the coming year and beyond, my focus is on investing in livestock, particularly goats and chickens. Relying on subsistence farming has left me without a reliable source of income to meet my needs. There have been distressing moments when I couldn't afford school fees for my son, which pushed me to borrow from neighbors and accumulate debt. With livestock, I see an opportunity to generate income by selling them, alleviating the need for borrowing in the future. Currently, I own three goats and five chickens, and I aim to expand my livestock holdings further. Recently, I joined a merry-go-round with seven members, intending to use the accumulated funds to purchase more livestock when it's my turn. This proactive step aligns with my long-term goal of achieving financial stability through livestock farming, ensuring a more secure future for myself and my family."

"My primary goal at the moment is to ensure that my four children can continue their education without interruptions due to school fees. Currently, I rely on subsistence farming as my sole source of income, while my co-wife works as a nanny. With the monthly transfers, my plan is to promptly pay my children's school fees and support their educational aspirations. Recently, I joined a savings group where I contribute $10 monthly, aiming to accumulate funds to purchase goats when my turn comes. With six goats already in my possession, I am confident that when the time comes for my children to further their studies, raising the necessary fees won't be a challenge. I can sell the goats as they multiply, using the proceeds to cover their educational expenses. With these strategies in place, I am confident that my children will have the support they need to achieve their educational goals without financial constraints holding them back."

"I'm currently working on renovating my house, which is in poor condition. One of the walls was severely weakened by recent rains and was on the brink of collapse. I have begun purchasing some of the necessary poles to start construction, with plans to save more in the upcoming months to buy the remaining materials. My aim is to ensure its stability, enabling it to withstand the heavy rains we are facing. I'm confident that once the renovation is complete, I will not have to worry about rain damage anymore since my house will be secure."