"I am planning to buy a piece of land with the upcoming lump-sum."

"The biggest hardship I face in life is that I lack sufficient funds to educate my children because two are in high school and one in college and my income isn't sufficient to cater for their school fee needs."

"The biggest hardship I face is providing for my family, since am the breadwinner. I also take care of some of my siblings, the little I earn is not sufficient."

"The biggest hardship that I face right now is lack of a sustainable source of income for myself and my spouse. My spouse retired from his job ten years ago and now we rely on farming, but this is not very profitable."

"My proudest achievement is having been able to educate my children after my spouse passed away. It was a difficult process especially since I was the sole breadwinner."

"The biggest hardship that I face right now is lack of enough money to renovate my house, buy household items and clothes for my children."

"My proudest achievement is having given birth to three wonderful children who are my pride and joy."

"My proudest achievement is that I have educated my children and built my house. My spouse died when our firstborn was in class three and he is now in forth form."

"pay for a piece land because the piece of land that I own is small."

"I plan to buy oxen for ploughing, and a cow for milk. I also hope to open a grocery shop so that I may have a source of income."