"The biggest hardship i face is lack of money for buying oxen.The oxen can help in ealier cultivation thus increasing yeilds that are harvested. " (Country: Uganda)

"I now have a goal of joining a merry goal round group with some of my neighbors so that when its my turn, I can use the money to buy a calf so that I can be able to also sell milk to other people and stop buying them. This will make me save the money I usually use in buying them." (Country: Kenya)

"My new goal that I didn't have before receiving the transfers is that I have planned to pay college fees for myself since I know that after graduating, I will be in a position to get a good paying job hence improve my living standards" (Country: Kenya)

"My new goal that I didn't have before receiving the transfers is to start a clothes selling business to boost income from my poultry keeping. With this, i will be sure of a good amount of money to sustain my family needs" (Country: Kenya)

"My new goal is to build a new iron roofed house. I want to vacate my current grass thatched house." (Country: Kenya)

"My new goal is to buy small livestock." (Country: Kenya)

"since right now there are so many needs and requirements that needs the use of money, i will wait till August thereabout so that i can start saving for a cow." (Country: Kenya)

"My new goal that I didn't have before is that I want to start poultry keeping for business and home use." (Country: Kenya)

"I want to save the transfers that i get so that i can be able to start my own business of buying and selling livestock at a profit." (Country: Kenya)

"My new goal is to smear my house in preparation of cementing it so as to avoid the hectic work of smearing it after every three months." (Country: Kenya)