"My new goal is to buy and start rearing and start rearing goats." (Country: Kenya)

"I spent my first transfer to buy a bull, household items like a mattress, a bed, clothes, and food stuff. " (Country: Uganda)

"I have a new goal of plastering my house. It is so dusty and harbours a lot of pests." (Country: Kenya)

"I do not have any new goals but I am strengthening my goal of saving as I can now save more which I started." (Country: Kenya)

"My new goal is to give quality education to our children.I intend to transfer my children from a Public to a Private Primary School. I would not dare do this before." (Country: Kenya)

"I spent my first transfer to acquire land for gardening at Ugx 900,000, bought food stuff, the balance to school fees and school requirements like uniform. " (Country: Uganda)

"Yes I do. Before, I didn't have plans of constructing my mother a house because I had no source of income at all." (Country: Kenya)

"My new goal is to start a business." (Country: Kenya)

"My new goals are; to esblish my home since I still stay at my inlaw's place and also plan to boost my business because I am certain of getting more profits that I can use for my daily needs." (Country: Kenya)

"Having faced alot of challeges of accessing clean water beside living along the water source , I spent the larger part of my third transfer on buying 20 piecea of water pipes which has assisted me to plant commercial vegetables such as (tomatoes and kales ) despite the drought we have faced as a country. The remaining part of the transfer I paid school fees for my two children are in secondary and in college respectively ." (Country: Kenya)