"I have a new goal of joining college. I didn't know I would be able to pay the fee buit now that I'm sure of receiving the money monthly I believe I will be able to pay the fee." (Country: Kenya)

"My roof was carried away by the winds and now,it is leaking making my new goal is to construct another better one soon." (Country: Kenya)

"I am a business man,but I sell my charcoal in small scale,so my new goal is to expand the business. I want to open my own store." (Country: Kenya)

"No. I only have the goals I had before I started recieving the money which include repairing my house which is in bad condition currently." (Country: Kenya)

"I spent my third transfer on buying two goats and a she -cow. I also plastered the external walls of my house hence I no longer worry of smearing my previous mud house which was expensive and time consuming." (Country: Kenya)

"I spent my entire third transfer on starting a barber shop and a retail beverage vending business , I can say my life is more confortable since I doubled my household income and the profits I get assist me to meet most of my needs." (Country: Kenya)

"I spent my first transfer to buy a bed at 75,000ugx, a mattress at 105,000ugx, two trips of bricks at 490,000ugx, household items at 50,000ugx. I spent 25,000ugx for paying labourers who helped me to do gardern work, bought food at 30,000ugx. I paid a debt at 140,000ugx and i have kept the balance of the money which i intend to use for construction." (Country: Uganda)

"I spent my first transfer to buy a bull at 1,020,000ugx, clothes for my children at 100,000ugx. I paid school fees of 350,000ugx and the balance am spending it on food and seeds." (Country: Uganda)

"I spent my first transfer for buying building materials (2 trips of bricks, 12 iron sheets, sand, cement). I have a balance of 400,000ugx which i intend to use for paying constructors." (Country: Uganda)

"I spent 1,150,000ugx of my first transfer for constructing an iron roofed house. I paid a debt of 200,000ugx, i bought house hold items, food and paid school fees for my children. am using 100,000ugx as capital for business of silver fish, am keeping 100,000ugx which intend to use for hiring a garden" (Country: Uganda)