"I plan to expand my house because it's small and I have a large family. I also plan to cement the floor and the walls, buy a bed and use the remaining amount to start up a small business."

"Looking back,I would say being able to maintain my business and saving something out of it is the achievement I'm proudest of."

"First,we would like to revive our paultry business because it is something we've done before and we know it's benefits.Secondly,we would like to re-design our house in order to give it a new look."

"I am planning to install a posho mill and start a shop business where I can sell basic household commodities."

"The biggest hardship I have faced in life is taking care of my mentally ill daughter." (Occupation: Small business)

"My biggest hardship is lack of sufficient resources to meet the needs of my dependants." (Occupation: Small business)

"I would like to use part of the transfer to pay school fees for my daughter who is joining form one next year. Secondly l would wish to build a house because my house is in a very bad condition. Finally l would like to expand my business to generate more" (Occupation: Small business)

"I plan to use the transfer to give my daughter in law to start a business because she is the one who supports me. I also plan to use part of it to go for an eye check up. I also plan to build a house and pay school fees for my grandchild who is orphan."

"We plan to use the transfer to pay school fees for four of our children who are currently in high school. We also plan to start a small business involving selling of fish. This will boost our household income thereby improving our lives."

"The biggest hardship that I have faced in life is lack of money to pay school fees." (Occupation: Small business)