"I plan to use the transfer to give my daughter in law to start a business because she is the one who supports me. I also plan to use part of it to go for an eye check up. I also plan to build a house and pay school fees for my grandchild who is orphan."

"We plan to use the transfer to pay school fees for four of our children who are currently in high school. We also plan to start a small business involving selling of fish. This will boost our household income thereby improving our lives."

"The biggest hardship that I have faced in life is lack of money to pay school fees." (Occupation: Small business)

"I have planned to set up a business and build a house for my family"

"We plan to start a business, do some finishing touches to this house and to buy household items that we lack."

"The achievement I am proudest of is that I have been able to take care of my children including educating them using my own business." (Occupation: Small business)

"We are planning to buy school items for our children, start a small business and buy livestock."

"We are planning to build a house,pay school fees for our child, pay dowry for my wife and start a small business."

"The proudest achievement I can think of is having had a business dealing with in fish and maize."

"First,we are planning to build a new house since this one is old and leaks alot when it rains.Secondly,we are planning to set up a paultry business that will generate some income for our family."