"The biggest hardship currently is on making ends meet and paying school fees for our children.The charcoal trading business we engage in is not that much profitable to sustain the family."

"The achievement I'm very proud of is having managed to feed my family through my small business of local mart-making and selling." (Occupation: Small business)

"The achievement I'm very proud of is that through my small business of selling fish, I have been able to take my daughter to secondary despite the challenges." (Occupation: Small business)

"Our first plan is to use part of the transfer to build a bigger house because this one is smaller and some of our children have to sleep somewhere else. Secondly, we intend to use another part of the transfer to start a small business of buying and re-selling of cattle. Lastly, we intend to use the remaining amount to pay school fees for our three children in secondary school and five in primary school."

"Being able to take my daughter to a tailoring course is my proudest achievement.l paid her fees using savings l got from selling rice after a good harvest.She is now able to start her own tailoring business."

"My biggest challenge is that we have food shortage because my last harvest was so poor." (Occupation: Small business)

"Our first plan is to spend part of the transfer to buy furniture and utensils. Our second plan is to use another part of the transfer to buy a cow that in future would provide us with milk some of which we would sell to the villagers to earn some income. Lastly, we intend to use the remaining amount to start a second hand clothes selling business."

"Purchasing my first motorcycle for my taxis business is my proudest achievement. This has enable me get income for my family. "

"Our first plan is to use part of the transfer to buy furniture. Since we already have a piece land, our second plan is to use part of the transfer to build a house there and have our own home. Lastly, we intend to start a small business of selling clothes."

"I would like to use part of the money to buy household items for my house. Secondly l would wish to upgrade on farming to increase productivity. l would also like to use some to money to expand on my wife's business to substitute my source of income to. Lastly l would like to expand my house to comfortable accommodate my family. "