"We plan to use the transfer on buying two bulls that will assist us in ploughing our farm.This will reduce our expenses in land preparation.We also intend to spend the remaining tranfer on starting a small business of selling vegetables in a near by market to increase our income."

"My proudest achievement is that I have laid a good foundation for my children,and I am still working hard to ensure that they get the best education that i can offer to them.That makes me so proud." (Occupation: Small business)

"I plan to boost my barber "kinyozi" business with the first transfer. The rest i will use to build a local chicken house so that I may start poultry keeping business." (Occupation: Small business)

"I plan to expand and improve on farming. I will use the money to buy best seeds,fertilizers and prepare land to plant passion fruits on a large scale for business."

"The achievement I am very proud of is having been able to pay school levies for my children, though under difficult circumstances, through my savings from my rope-weaving small business." (Occupation: Small business)

"Having bought two sheep with savings from my small business of selling fish, is the achievement I'm very proud of." (Occupation: Small business)

"Firstly, we intend to use part of the transfer to buy two cows that would provide us with milk, and also sell the surplus to the villagers for an income to the family. Secondly, we plan to use another part of the transfer to extend this our house, because it is small. Lastly, we plan to use the remaining amount to start a small business of selling chickens to the villagers."

"The achievement we are very proud of is that, despite the challenges we have faced, we have still managed to enrol our son in a secondary school." (Occupation: Small business)

"Our first plan is to use part of the transfer to buy two cows, that would provide us with milk . Secondly, we intend to use another part of the transfer to plough our farms and plant crops like maize, beans and others. Lastly, we plan to use the remaining amount to start a small business of selling fish." (Occupation: Small business)

"I have planned to pay school fees for my children who are in secondary school,I will also like to plaster my house and expand my business." (Occupation: Small business)