"My plan is to build another house in a higher ground to prevent being displaced whenever it rains here, start a small business of selling foodstuffs here in the village and use the remaining amount to by farm equipment."

"I'm planning to spend my transfer on buying a welding machine to help me at my place of business, pay school fees for my child in form one and lastly use the remaining amount to buy food for the family." (Occupation: Small business)

"The biggest hardship is that I am not well and I have not been able to get treatment. " (Occupation: Small business)

"We have planned to go and pay dowry,built our permanent house and to set up a small business."

"We have planned to plaster our house,buy some furniture and setting up a small business."

"We have planned to build our own home and to set up a business."

"We have planned to expand our business and to pay school fees." (Occupation: Small business)

"We're planning to spend our transfer on building a new house, invest bit of it on our carpentry workshop by buying more work tools and lastly use the remaining amount to start a small foodstuffs business here in the village."

"We plan to use part of the transfer to do large scale farming of maize and beans.The rest We plan to expand on the mandazi selling business that we are doing." (Occupation: Small business)

"Our first plan is to use part of the transfer to buy three goats, that would be as an investment for our family use. Secondly, we intend to use another part of the transfer to buy two cows, that would provide us with milk, and sell surplus to the villagers for family income. Lastly, we plan to use the remaining amount to start a second-hand clothes selling business, for family income."