When I received my last transfer, I spent a portion of it on fencing my 3 acre piece of land that was prone to damages by domestic animals. This brought me a lot of disagreements with my neighbors who up to date see me to be very petty person and quarrelsome. These destruction resulted me into so many losses and always wished for an opportunity to fence the plot. I am so grateful that my desire materialized and I am no longer in trouble with any neighbor. The remaining portion of the transfer I used in purchasing a cow as an investment that would be of much help in some years to come.

I spent my second transfer on buying a dairy cow 17, 000 KES which I did not have. I bought two bags of maize for my household's consumption 8,000 KES. I also bought clothes for children 4,000 KES and added capital onto my fingerling vending business 21,000KES which I am now practicing on a larger scale.

The biggest difference in my daily life is that I have expanded my business into a large scale fingerling vending business hence my source of income has grown and from the profits I am now able to pay school fees for my children and feed my family without relying so much on my spouse's income.

When I received my first transfer I spent it wisely; I revived my fish business, which had collapsed due to lack of adequate income. The business has picked so well and we are happy. Besides, we never had adequate clothes for my household members and therefore the rest of the transfers went to buying clothing and this has been keeping us warm.

When I will receive my upcoming second transfer, we will start livestock business that I will delegate to my husband to diversify our source of income.