"I spent my second transfer to furnished my house so that my family and visitors could get a place to sit and sleep as there was no chair to sit on and bed to sleep at. I also started a business with the remaining transfer." (Occupation: Small business)

"" I spent my second transfer on paying my children school fee for a year and start a cereals business for my daily upkeep.""

"I am planning to spend my upcoming transfer on paying school fees and starting a business"

"The biggest difference in my daily life is that I no longer have to walk long distances looking for water for my livestock or for domestic use like before because I have piped water in my compound. Through this I have vegetable plot which I irrigate, harvest and sell to earn income for my expenditures and this has made me very happy and no longer depends on anybody for help." (Occupation: Small business)

"I am having a lot of school fees balances and this is a heavy burden to me so the whole of my upcoming second payment will go to school fees." (Occupation: Small business)

"I am planning to spend my upcoming transfer on buying a motor cycle, cows and also add some to my business"

"I am planning to spend my upcoming transfer on building a new kitchen, expanding my old house, buying cattle, paying school fees for my children and also buying school uniforms for them" (Occupation: Small business)

"Givedirectly is very honest and more reliable as compared to the organizations that I've seen around." (Occupation: Small business)

""The biggest difference in my daily life is that my son now have a decent house that accommodate them comfortable."" (Occupation: Small business)

"The biggest difference in my life is the clearance of the bank loan hence preventing my properties being auctioned. The auctioning could create chaos in my family as I took this loan without my husband knowledge." (Occupation: Small business)