"I spent my second transfer on building an iron roofed house since my house was very small. I also added capital to my small business." (Occupation: Small business)

"I spent my first cash transfer on buying two plastic chairs that would help me when I receive visitors, bought poles for building my house and spent a larger part of the cash transfer on boosting my mandazi (donought) business to enable me get daily income."

"I'm planning to spend my transfer on paying school fees for two of the children under my care, I also intend to start a small business of fish mongering and use the remaining amount to buy ploughing machine and seeds."

"I'm planning to spend my transfer on building another house since our customs dictates that we change our current house after a period of time,I will also buy one dairy cow to raise and lastly put up a small business of selling foodstuffs."

"I spent my second transfer to invest on rice farming after which I'll sell the produce to build my own homested and to start cereals business for my daily income."

"The biggest difference in my life is that now have a dairy cow that supply me with milk and sell extra for my daily income and hopefully I'll be sell rice produce and start cereal business."

"The biggest difference in my life daily life is that I' am going to build my house having bought building materials and now I' am able to hire my chairs for my daily income." (Occupation: Small business)

"Firstly,we would like to use the transfer on starting a business of selling second hand clothes to increase our income. Secondly,we intend to use the transfer on renovating our house by plastering the walls and floor with cement because they are in a poor state. Lastly , we will use the remaining amount in buying two bulls to assist us in ploughing."

"I have planned to build a bigger and clean house for myself and the remaining money I will use it to set up a small business."

"I have planned to pay school fees for my children who are in school, I will also build a new house since the one I am in is about to fall. Lastly I would like to open up a small business."