"Currently, I do casual work and in most cases, I work in far places from home. This is very costly because I am at times forced to spend on transport. Therefore, I have started paying for for a motorcycle in installments so that I'll not incur any cost moving to my workplace. For the next four months of my life, I have an additional goal of raising enough money so that I can finally complete paying for the motorcycle and start using it"

"I will have harvested my farm produce in the next six months hence my family will be having enough food to last us till the next harvesting season. Apart from this, I believe that my cabbage plantation will be doing well on the farm and I will just be waiting for the harvest time so that I can sell them. With all these investments, I am certain that my life and that of my family will no longer remain the same way it is now." (Occupation: Motorcycle or bicycle taxi)

"My life is different from how it would have been four months ago in that I have always had food for my family. I used to struggle to raise money to meet my family needs since I only depend on income from motorcycle business which is not much. Since I had many demands, at times, I would fail to provide all the meals for my family. Receiving these transfers has helped me provide three meals a day for my family."

"In the next four months, I wish to buy a second-hand motorcycle to help me boost my income by employing someone to use it for taxi business. The little I would get from the taxi business will help me improve my financial status and help meet my family needs in time."

"I used my first transfer for buying a mattress, a bed, bed sheets, a dinner table set and food. I also purchased a door, windows and sand that I intend to use for renovating my house. I have saved 1,000,000 which I will top up with my second transfer for buying a motorcycle."

"In the next six months, I intend to buy a motorcycle and run a taxi business. My poultry farming will be huge by then and I will use the income to buy the motorcycle. I have seen one of my neighbors turn his fortunes by using a poultry project to acquire a motorcycle and this is that I will also do in the next six months."

"The biggest difference in my daily life in the last four months preceding the current transfer is that I have increased stock to my repair shop. I do repair motorcycles at the market center near my home. Currently, the business has expanded and doing well. I earn a daily income through this and I'm able to meet daily household needs for my family and pay school fees for my children in school. My children are no longer sent home to collect school fees and their performance have improved. Before they could spend much time at home because I was not in a position to pay school fees for all of them at the same time. I have also started horticulture farming but on a small scale. This also has reduced the cost of buying food. I'm so happy for the support. It has eased my work at home."

"My piece of land often floods during heavy rains.As such,I cannot plant anything on it and this makes my family prone to hunger.Farming is the main economic activity in this area and without a place to farm,life is very difficult.I am therefore forced to put in extra effort in my motorbike taxi work so that we can have enough to eat as well as meet all the other needs that my household has.This is the biggest hardship I have faced" (Occupation: Motorcycle or bicycle taxi)

"Having enough finances to sustain our basic needs has always been my worry. My husband is a motorcycle rider and usually earns approximately 300 shillings daily. This amount is not enough to cater for my children's school fees and other basic needs in the house. As a result, I had to ask a neighbor to give me one of his cows so that I could have milk for my children."

"Currently, I have to keep on moving with my goods from one market place to the next which is quite cumbersome considering the distance I have to travel every time plus the transport charges. What I want to do is to get a permanent place where I can be doing my business so that I do not have to be moving from place to place like I have been doing." (Occupation: Motorcycle or bicycle taxi)