"I spent a larger portion of my second transfer in buying food for the family. The drought menace has made us struggle so much because we heavily depended on the farm, which is currently not the case. When the drought started, I switched my energy and resources to selling charcoal in the markets to earn a living. The business is not all rosy as I have had to settle for the low earnings I get due to low charcoal demand. Besides buying food, I also purchased new clothes for myself. The clothes were worth KSH 550. I bought the clothes because mine were worn out. With the remaining KSH 1000, I bought three chickens. I bought the chicken so that I would slowly gain wealthy by having lots of livestock, sell some and eventually buy cows since they are my primary goal for me to own."

"After having great a great talk during the Baraza with the GiveDirectly officers, I decided I would buy a dairy cow when receive my transfer. When I received my first transfer, I realized the amount was not enough to buy a cow all at once. I decide to start small by buying three chickens at KSH 600. The reason I bought the chicken was to create wealth slowly, since the chicken will, in a few months, multiply in numbers. I will then sell some and buy a goat. When the goats multiply, I will again sell some to buy the Dairy cow that I want. The cow will be a smart addition in that I will sell milk to the villagers, since no one is selling milk at the moment. This will give me the opportunity to attract lots of clients. Besides buying the chicken, I spent KSH 200 to pay my grandchild’s fee as she was at home due to school fees arrears. I then spent the remaining amount of KSH 350 in buying food for the family because we didn’t have enough food to last us for long."

"I am a mother of seven. My husband, who works as a farm worker, and I, working as a charcoal manufacturer, normally work hand-in-hand to make sure our children's needs are catered for. School fees payment has always been a challenge for us. Thereby, we had accrued arrears of kes3650. So, when I received my first transfer, I reduced it to KES3150. As for the remaining amount, I used KES2100 to buy food and KES400 to purchase chickens To keep reducing the arrears, I again paid KES1000 from my second transfer and the remaining KES2000, I used to buy a goat."

"It is in my plans that I build a house for my family. so, from the transfers that have been receiving I have been saving half of it towards the project. So far, I am at KES3,000 against my main target of KES25,000. To support us, my husband, who works as a wine brewer, mainly focuses on the children's needs. Therefore, whatever earnings he gets, he uses it on food and school fees payment. Using the remaining KES1500 from the first transfer, I also bought two chickens that cost me KES1,000 and KES500. I used it to purchase food for my family. As for the remaining KES1500 on my second transfer, I covered the food budget."

"My new goal is to start a chicken business whereby I buy chicks then once they grow they lay eggs for sale hence getting additional income. I am currently a small-scale farmer and what I get is not enough to cater for school fees for my children."

"My new goal is to buy more chicken after the ones I had died due to viral infection and only remained with sixteen. I look forward to adding more so that I can sell more eggs hence being able to meet my family's daily needs since I depend on manual jobs which cannot sustain us."

"Starting a poultry project has been my hope for a long time but never considered when I received the transfer since I had to address other pressing issues that needed more attention. Having completed all that I had enlisted, I now have this new goal that I am looking forward to raising some finances that will facilitate the purchase of construction materials to put up a nice chickens coop and later introduce chicken. I once had a small-scale one that would address almost all the household bills but the one in mind at the moment will be bigger and its proceeds will be in handy even in the payment of the school fees for my children."

"I manufacture charcoal for a living. This has helped in raising my two children who are in class 6 and class 7. So, when I received the first transfer, I had a school fee arrears of KES850 so from the amount I paid KES550 to reduce it. The remaining KES600 I used to buy two chickens. As for the second transfer, I used KES2600 to buy a goat, and the 400 that remained, I saved so I may buy more chickens. This is because I want to start livestock farming which will help in boosting my finances."

"I am a charcoal burner with six children and lately my challenge has been educating my children and providing food for them, when I received my cash transfer I spent KES 1000 on school fees for one of my children.I bought four chicken for KES 1450 and spent the remaining cash on food.I am grateful because have started chicken rearing with this particular transfer."

"Having a loan without any plan to clear it can be very frustrating, receiving calls every time of the day with threats to pay is so stressful, so when I received the transfer, clearing the loan was the first thing I did to save myself from the frustration. Besides the loan, I wasn't sure how I was going to pay for my school fees so that I can go back to school but here I am now in school with zero arrears and I am also running a small chicken business, that I try to grow it so that my family and I can rely on it going forward."