(Occupation: Motorcycle or bicycle taxi)

"Our goal have been how to do a business by buying a motorcycle for fast business"

"I am living in one grass-thatched house which is both my kitchen and living room. This has been making me uncomfortable now that I am unable to provide good housing for my family. I am crippling financially making it hard for me to build them a better house. I bought a motorbike on loan to enable me to venture into the transport business. This earns me little income about KES 200 daily after paying motorbike loans and other costs like fuel. I will then set KES 70000 to build a better house and KES 25000 to buy my family a cow to enable them to tap more income from the sale of milk." (Occupation: Motorcycle or bicycle taxi)

"I am currently seven months pregnant, this pregnancy has had its fair share of challenges. I have visited the hospital this past seven months so many times due to fever, chills, muscle aches, cough, headaches and fatigue. The doctors keep saying it is just a flu infection and it is because I am pregnant. This has made me not enjoy this journey and I look forward to the day I will deliver my baby." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is availability of adequate food for my family and adequate feeds for my livestock.This is because the transfers enabled me buy a motorcycle which is a daily income source. I am grateful because my household and livestock keeping expenditure has reduced."

"Joblessness still remains my biggest challenge as I do not have any economic involvement at the moment. My husband is a motorcycle taxi rider and he gets only avarage of 300 after paying bike owner leaving us with very little to depend on. I would like to also start a business to be able to generate income to supplement." (Occupation: Motorcycle or bicycle taxi)

"A month ago my husband was employed to ride a motorcycle. Since then things have changed because he comes home with something at the end of the day and my children will never sleep hungry again and that is the source of my happiness." (Occupation: Motorcycle or bicycle taxi)

"As a means of getting disposable income for our household use . We had taken a loan at Imarisha Sacco to buy a motorcycle for commercial purposes. We are repaying the loan every month, it is a tall order for us. We hardly get the peace of mind. whatever we generate goes towards settlement of the outstanding amount which stand ak KES 50000 at the moment. We are rarely left with any, other times when we delay in repayment we get threats of the motorcycle being repossessed because it is a security for the loan. Receiving this money therefore, means we will be able to settle all the outstanding loan of KES 50000 and use the remaining amount to buy a dairy cow." (Occupation: Motorcycle or bicycle taxi)

"Receiving this money means a spacious house for my family. This is because I am sharing a one-roomed house with my two children which does not offer me privacy. I am planning to spend KES 40,000 to construct a bigger house of two rooms and buy three beds and mattresses. I will use a portion of the remaining amount to pay a deposit of a motorcycle for my husband. This will enable him to have an income-generating activity. He will save the earnings for future use." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)