"The joy and peace of mind that I have gained from paying my children school fees with GiveDirectly's transfer is a life changer. I am glad that through this entire year they got to attend school consistently which improved their performance unlike before where they stayed home for one month while we looked for money when school was in session. For instance , paying for my two children's who are in secondary school fees has allowed them to have humble time for their studies . In addition , acquiring goats is a security for my children's education . Therefore , I am hopeful that through selling the off springs of the goats in future their education and other needs will be taken care of."

"Before, I would struggle with financial constrain issues that were never ending . I feel these challenges were attributed with the low payment of 100 KES from doing manual work at a nearby sugarcane farm over the years . Despite all my struggles, I fell short in meeting some of the family needs like paying school fees . Therefore , they were sent home for school fees more often which affected their performance in school . With GiveDirectly's transfer I paid school fees for the whole year and now I am glad since their performance have improved because of their consistence attendance. Secondly , I own a spacious house where all my family members can sleep in hence I am no longer worried of my sons sleeping at my neighbor's like before due to lack of space."

"Having my own sewing machine has greatly transformed my life in so many ways. This is because previously I used to hire from a friend and in the end pay her on a monthly basis. It was a challenge for me in that, I had to share the little money I got with the owner of the machine. It was so difficult for me to settle all my bills. This made me depend on loans from different banks so that I can send my children to school. The story is now different because I can settle my own bills including paying school fees for my children because I have my own sewing machine courtesy of GiveDirectly that I do not hire at any cost. whatever I am earning is all mine. I am so grateful."

"I expect my life to change in the next six months in that I will have saved good money in the merry go round group to enable me to clear the school fees for my children on time. I have three children in secondary school and it is my wish to ensure that the finished their studies well."

"My life has greatly changed since I received my first transfer. It is always my happiness to see my family happy and healthy thus I always struggle to put a meal on the table and bring in more assets that we can lean on as a family during hard times. When I received my first transfer from GiveDirectly, I spent it on my family wellness. I bought a cow that I look at it as an added asset and I believe that it will be calving soon thus giving us milk for both household consumption and sales. I am happy that this has given me a peaceful mind in that it has reduced my thinking of what to lean on in case of a financial crisis. Also, I spent some money on my son's school fees. I am at peace now since he had a humble time for his studies and sat for his exam peacefully. I am happy that GiveDirectly has improved our family."

"My new goals for the next four months is to pay school fees next term on time to make my children stay in school and not sent home. I will also wish to add stock to the business to earn an extra income to meet other household needs."

"I spent my first transfer to built a better and spacious house for my family. We used to live in a small mud house before which could not host all of us comfortably, I also saved some amount for school fees in January for my children and the rest of the money I used it to buy a heifer and food for the family."

"I spent KES 12800 to buy four goats to keep at my homestead and they are now the assets that I did not have before. I feel owning these goats will change my life since I can depend on them in case of any financial challenge. I am expecting them to reproduce and have many of them and I will be selling some and use the money to pay for my children's education. I also spent KES 11000 to buy a mattress and bed. I am happy that I have a good place to sleep on. I also spent KES 4000 to clear school fees arrears for my children. I also bought some new uniforms and stationery for them. Also, I spent KES 2000 to hire oxen and plough my farm. I spent remaining to cater for my household needs such as foodstuffs and other household items."

"I spent KES 10000 of my first transfer to pay for my son's school fees. I cleared his fees in advance so that as he resumes his studies for the final year, without being interrupted by being sent home due to school fee arrears. In addition to this, I also spent KES 7000 to hire a tractor to prepare my farm. By doing this, I am assured of getting a good harvest unlike before when I could not maximally utilize my farm due to inefficient farm inputs and tools. Apart from all this, I also spent KES 18000 to purchase some building materials. I bought bricks, sand and cement in order to renovate my old house. It was a mud-walled house and my intention was to rebuild it to make it more appealing. I am now in the process of doing this and I feel good we will no longer live in a shanty house. I spent the remaining amount to buy daily foodstuffs and settled other household expenses."

"My life is different from how it was in that, our families are happier and with tighter bonds just because my husband finally paid a visit to our place for an introduction. Apart from that, the fact that I now have cows makes me happy. Very soon the cows will start producing milk. This is an investment that we have planned to use in paying school fees for our children. We are actually saving for their secondary education since it is normally hectic for most of the parents. Their future is bright and through education, I know that there will be a lot of opportunity for them. They will definitely live a better life than mine."