My new goal is to pay off some tea plantation that came about from land subdivision. I am planning to top up the current savings and pay it off to allow me use the land.

The biggest difference in my daily life is that I am now an ardent saver now. I had before, tried saving some part of what I usually make but with the so many needs, I really could not manage. Out of the savings I had saved, I was able to build a granary.

My expectation in the near future is to have cleared the debt that I have from land subdivision. Once this is done, I would be able to pluck the tea leaves within the plot and even develop it by building some shops for rental. The transfers from GiveDirectly has and will continue being part of this journey.

My new goal for the next four months is to continue saving some amount in the merry go round group that we have started in our village to enable me to buy building materials to build a better house for my family. This is always my wish.

The biggest difference in my daily life in the last four months preceding the current transfer is that I have built a granary for storing my farm produce. I used to store my farm produce in our house during the harvest and it was not good because the house was so small and this could cause inconveniences. When I received the money from GiveDirectly I joined a village saving merry go round group that enabled me to be saving some amount. When it was my turn to get the money from group I was able to buy the building and build a granary which has always been my dream. I no longer store my produce in the house like before because I have a granary.

I expect my life to change in the next six months in that I will have saved good money in the merry go round group to enable me to clear the school fees for my children on time. I have three children in secondary school and it is my wish to ensure that the finished their studies well.

My life is currently different from how it was four months ago since I have been able to build a granary for my family. I am now happy since I will have where to store my farm produce in this year. I have always been storing them in my son's house and the maize flour usually has a bad odor due to the being kept on the floor for a longer time. Owning the granary also has helped me to decongest my sons' house hence they can now sleep comfortably.

Before my father inlaw gave his sons their inheritance of the ancestral land, my inlaw had planted tea leaves on a larger portion. After the land was subdivided, she was informed that she will have to surrender a portion of land under tea cultivation to my family. Since I have not been able to pay her for the tea plantation investment, I am planning to use the savings I will be given from our savings group to settle this so that my family can have the full ownership of the land.

Being able to cater for my family needs on time makes me be at peace all the time. Whenever I do not have money, I can easily get the basic needs my family needs from the shop on credit since the owner is always sure that I will pay for them on time. Providing for my family on time is the biggest difference in my daily life in the last four months preceding the current transfer

My life will have changed in the next six months since I will be having my own piece of land under tea cultivation. I will be plucking the green tea leaves and supply them to the factory for processing. This will enable me to have a stable source of income which will help me in educating my children.

Currently, I am able to feed my family easily. I bought enough food that can sustain us for some months. Before, I used to struggle to do a lot of manual jobs and the income was not also enough to buy enough food. The transfers have enabled me to provide food for my family easily unlike before.

My goals for the next four months is to save more money in our table banking. This will enable me to cater for my children's school fees who are in secondary education.

The biggest difference in my daily life is that I used to do a lot of casual jobs to get money to feed my family. When I started receiving this transfers I saved through table banking. This enabled me to purchase food that will sustain us for some months. This at least relieved me from doing a lot of casual jobs. I am happy my family has enough food.

I expect that in the next six months, I would have saved enough money from transfers and borrow some from table banking to purchase a dairy cow. This dairy farming will enable me to earn extra income to meet school fees need for my children.

My life is currently different because my earnings from casual jobs I do is sufficient o keep my children in school with all the provisions.This is because of I

In the next four months, Will continue to save money in my merry go round group.

The biggest difference is that I have accumulated savings to Khs 1000 that in my merry go, round group. This will enable me to build my kitchen.I use a very old one that is reeds-thatched.I wil have moved ffrom this very dilapidated old one.

I the next six months. I will have to build a good kitchen house. I will also have our a cow.

My new goal is to start a poultry farming to help me have eggs for sale and some as food for my family. Also when I have emergency I would sell some to safe the situation which would have rather been stressing due to luck of cash.

Currently I can implement my ideas that would have rather been difficult to have having no funds. With Give Directly I have joint a table banking which when my time comes for pay I will have fund to start a poultry farming Which I have been yearning for long. Before I would not afford to joint as I struggle to have money for food for my family.

In the near future I believe that I will have had some chicken and struggle for money for food will be something of the past. As I will be able to sell eggs and met my basic need with no difficulty.

Now unlike before, I have a monthly payment which I had never had before. This has brought me happiness as now I can buy food for my family. When my children are on the table having dinner we thank GD for the support.