"With my family of four, I really thank God that life has not been so hard for us since the family is still young with our two kids in the lower primary. On receiving the first transfer, our priority was to obtain a water reservoir as we needed to be collecting rainwater from the roof. It has been so hard fetching water from the far-distant river especially during dry seasons. I then spent KES 31000 out of the transfer after obtaining and constructing a foundation for the 3000-liters plastic tank. I am glad that we are currently enjoying the clean rainwater and no more frequent visits to the river. With the remaining amount, I managed to pay KES 12000 school fees for my two kids and also obtained clothing and household foodstuff for the whole household."

"I spent a huge part of my first transfer on buying some building materials which include; thirty-six pieces of iron sheets, nails, timber, and labor cost at a total of KES 40180. This was for the renovation of my house since it had an old roof we would always be rained on every winter season. Also, some of its walls had cracks all over and we were also attacked by some wild animals like rodents. In addition to that, I cleated school fees for my six children who are in the nearby neighboring school. I am happy they no longer miss classes like before. With the remaining amount of money, I am using it in buying enough foodstuffs for my family."

"Making 60 KES a day from my mandazi business is not enough to cater to my needs and that of my children. I have gone through some days without food especially when my small income is drained by sickness of any of my children or paying school fees."

"My firstborn son is in class eight. In the next few months he will be completing a primary level and he needs money to join secondary level. I planned to start saving money for his education so as I won't strain paying school fees."

"I am a father of six children. I do tapping palm wine for a living. It's the only work that I depend on as a source of income since I completed class eight, I irregularly earn 400 KES in a day this only sustains us for food. Imagine most of the time my family runs out of food, the children are always sent back home for school fees and the unform that my children wear won't out. It's shameful and saddens my heart when I see my kids be like orphans. The clothes that I wear are torn out, the house that I sleep in is full of holes, we experience the cold nights every day. My children sleep on the ground without a piece of clothes on them. sometimes I lose hope for this life, I pit my wife I always wonder why he chose me instead. She is suffering but what gives me strength sometimes is she always comforts and encourages me during this hard time."

"Receiving this money means I will finally finish up building my house. Initially, I had built a house made of wood but it kept being destroyed by termites until it was inhabitable. I started converting it to a cemented bricks house. This will cost me KES 50,000. For the rest of the amount, I will pay school fees for my four children in college and secondary school."

"I have 2 sons' in secondary school, one in his 4th year in secondary and the second in his 2nd year. The payment of their school fees has been a big hardship on me because my husband is a motorcycle operator and I am doing charcoal business of which our earnings cannot sustain the needs of our house plus paying the school fees for my 2 children in secondary school . I also have 3 sons in primary school .I have been relying on my brothers and my in-laws to pay for my children's education. Receiving this money means I will be relieved the burden of school fees for my children."

"Receiving this money means better education for my children. I have always depended on the profits ( KES 4000) I earn from the milk business to pay school fees for my 4 children in grade 5,6,8 and grade 9. This is insufficient as the children have to miss school at times for 3 days as I look for their fees. I intend to use KES 35000 towards this course. Additionally, I will spend KES 25000 to purchase a dairy cow for milk production to boost my business. I currently have 1 cow that produces 4 litres of milk daily and as time goes on , it might cut its production."

"My daughter is in college doing a diploma in office practice and management and was sent home because of school fees. Receiving this money means my daughter will continue with her learning and I believe if my daughter finishes her career, will help me in the future."

"Receiving this money means financial freedom to me. I have always wanted to own a dairy cow because I have never had one. I buy 1 litre of milk daily at a cost of KES 30 for home consumption and it is not enough. I sell vegetables in a nearby market which earns me KES 100 per day which is not enough to cater for all the family needs. Buying a dairy cow will boost my income and I will be financially independent. I plan on buying two dairy cows at a total cost of 60,000 of which in less than two years it will be producing an average of 12 litres of milk per day, selling 10 litres will give me KES 300 which will enable me to cater for all my family needs such as food , school fees , clothing and more so I will not be buying milk."