"Growing up I had the desire to pursue my studies to university level. Unfortunately my parents could not afford taking me to college due to financial constraints. This made me enroll all my 3 children in boarding school because I want a bright future for them and I know education is the key. I plan on using all the transfer to pay for arrears of KES 25,000 and their year's school fees which is a total of KES 60,000. I struggle a lot to raise this amount at once and I depend on loans as the business that I do is unreliable in terms of income stream."

"For all those years I have been yearning to at least own a single living asset like goats but I could not afford it. They were very expensive and because I had some other household needs ie daily meals to cater for, it wasn't achievable. Therefore after receiving my first transfer, I had to fulfill my long-time dream, and I managed to buy three goats. I settled to keep goats becasue they reproduce very fast and their pasture is readily available. Therefore I am optimistic that very soon they will multiply very fast because currently, two have started reproducing. Also, I believe paying school fees for my children in the future who are still young will not be a struggle. Through them, I will also be able to cater to any emergency that may arise in the household in good time. I have been living a miserable life by always depending on my spouse who is a casual laborer earning KES 200 a day, which was not enough for my family. I am now happy because I believe I will achieve a lot through the goats courtesy of GiveDirectly. Therefore, this makes the biggest difference in my daily life."

"I spent KES 30,000 to construct a spacious two-roomed house for my family. This is because our house collapsed 2 years ago due to heavy rains. I have not been able to built a new one because of lacked enough finances to purchase the building materials. For all those years, I have been living in small temporary house which was not enough to accommodate all the 9 family members.This forced some of the children to seek shelter from my neighbour's house. The had to walk at night after taking our dinner to the neighbour's house which was very risky. I was always worried that something bad could happen to them while they are going to sleep at night. I also spent KES 18,000 to purchase one daily this was to boost my livestock rearing a job that I have been depending for our upkeep. Similarly, its a long term investment for my kids, I will be able to sell them to support their education. In addition, I used the remaining amount to pay for the school fees and bought enough food stock for my family."

"Since July my house broke down, I have not been able to rebuild it. With such a great opportunity from GiveDirectly, I will used this money to rebuild my house, pay my children school fees for the next academic year and establish a business that will allow to get some source of income. The bush work doesn't provide a stable income but there is no other option."

"The biggest difference in my daily life is that I have been able to construct a decent house, unlike before where I was living in a grass thatched house and I could not afford an iron sheet- roofed house due to my unreliable source of income, I am grateful and happy that I have been able to realize my dream in a short period, secondly, school fees have been my major worry, but I am glad that all this were sorted with the transfer that I had received, I am grateful that the transfer that transformed our lives. My family and I will forever be grateful for the support that came to our rescue in a time of need."

"I was at the farm planting sweet potatoes when I had my phone ringing, I stopped to check what the message was all about, that was when I saw a Mpesa message notification, I was anxious to know who had sent money to me that early morning, on confirming I realized that it was the promised transfer from GiveDirectly and I was grateful to God for showering me with the wonderful blessing that morning, I knew my child school fees would be catered for and that alone made me happy and satisfied."

"The biggest difference in my daily life is that I will no longer be carrying water on my back daily from the stream, I will no longer complain of back pain and exhaustion too and from the stream, I am happy that I have clean water on my doorstep, I will also save up some money that I used in buying drinking water. In addition to that, I managed to clear school fees arrears for my two children. I luck words to express how happy I am, May God protects all GiveDirectly staff and their donors in their services to humanity."

"I spent part of my first transfer on buying a new wooden bed at KES 5000 which was to replace the old traditional bed made of ropes. I have been experiencing lots of discomforts whenever I sleep and most of the days I could wake up so tired and with back pains. I am happy this has finally come to an end. I later bought a piece of land (4hacres) which I will be paying in installments. I managed to pay KES 30000 for a start and I am happy I will now own the piece of land since I have been leasing those of my friends since mine was very small. I also cleared school fees of KES 10000 for my grandson who is in secondary school. He was so lucky because they were even about to sit for their exams and definitely he would miss it. With the remaining amount of money, I am using it in buying foodstuffs for my family."

"The biggest difference in my daily life after receiving the transfer is being the legal owner of the cow that had been providing my family with enough milk. This is an investment that I am hoping to see grow as the calves being born going forward will be ours unlike in the past when the owner would pick them to sell immediately after weaning. I am hoping to see the herd grow, and in the future, I will not be having a hard time raising school fees for my daughter and can as well be an immediate source of extra finances to initiate other new projects."

"The biggest difference in my daily life is the current poultry project I am establishing. This has given me great hope of generating more income since I have enlarged the circumference of the house and intending to add more birds to the cages. This is one project that has always sorted our household bills and with the expansion, I am hoping to see it serve even other financial obligations including the payment of school fees."