"I spent my first transfer on buying a cow and 2 goats.I also bought solar panel,paid school fees for my children,paid my medical bills and bought food for my family."

"I spent my first transfer on buying a cow.I also paid school fees for my child, bought sand, ballast and food for my household."

"I spent my first transfer on buying 2 cows.I also bought a steel door,3 steel windows, fisherboard and fixed them."

"I sold a cow for 20,000 KES and added to the transfer to buy a motorbike."

"I spent 30,000KES on buying ironsheet, timber and nails, paid labour and built an iron roofed house. I also bought a cow @15,000KES."

"I spent 17,000 KES to buy a cow, paid college fees of 19,000 KES, bought a bag of maize for 3,000 KES, school fees for children in primary cost 1,500 KES, school uniform was 1,000 KES. The rest was spent on daily food expenses."

"I spent 20000 KES of my first lumpsum transfer on a sofa set, 14000 KES on a cow, 3000 KES on a goat for dowry and I visited my in-laws to pay the dowry with the remaining 13000 KES."

"We spent 26,000 KES to buy a cow, bought 15 iron sheets for 9,750 KES, nails for 1,200 KES, two bags of maize for 3,400 KES, a goat for 3,000 KES and the rest was spent on buying food in the house."

"I used my transfer to buy a cow (15000), paid university fees (25000), secondary school fees (5000) and food (4700)"

"I bought two cows at 34,000 KES, 10 iron sheets at 6,000 KES, one still door at 7,000 KES then used the rest on food for the house."