"In the next six months, I expect my life to change in that I shall have started the construction of a house that we are currently planning to build as a family. By this time I expect to have assembled all the necessary resources to do this and bring this to completion." (Campaign: UBI)

"In the next six months, I expect that my life shall have changed significantly in that I shall have more income through the cow that I bought with the transfers. By this time, the cow shall have started producing milk making the coast of living much more affordable for us as a family. I also expect to have started a poultry keeping project by end of six months. I plan to do this by starting small ie buying poultry in bits and expanding the project with time." (Campaign: UBI)

"In the next six months, I would want to have a small business as my main source of income. I have been relying on casual work of ploughing on other peoples' farm as my main source of income. As a result of unreliability from casual work, I have not been providing for my family well which I would want to improve on. I want to have a stable source of income which will help me reduce my financial burden and I do not over-work to get an income. This is why I have resolved in starting a business." (Campaign: UBI)

"My life will change in the next six months is to start a small business. I would want to start a business so that I no longer have to go through the struggles I have gone through in the past. I would not want to go back to the life of relying on unreliable casual work as my main source of income. I would want to have a reliable source of income so that I may be able to provide for my family well without seeking help and borrowing." (Campaign: UBI)

"One of my daughters will be finishing her high school education at the end of the year. This will lessen the financial burden that I currently have. This will give me an opportunity to buy an additional cow to add to the one that I currently have. This cow will be an additional source of mil for household and commercial use and it will improve our financial status as a family and this is what I expect to change." (Campaign: UBI)

"I expect my life to have improved because I will be having an income from selling milk. I intend to buy a heifer so that I do away with the issue of having to buy milk for household consumption. I need a lot of milk which is expensive because I have young children. When I get the money that I have been saving in merry go round group, I will buy a mature heifer, after calving, I will have solved my household expenditure on milk and will have created a source of income." (Campaign: UBI)

"I expect my life to change in the next six months in that I will have completed building a chicken coop. Also, I am optimistic that I will have expanded my poultry project. By achieving this, I will be more empowered economically. This will enable me to cater for our daily needs on time and also set aside some money that I can use on other development projects." (Campaign: UBI)

"With the current plans we have in our household, we are really hopeful that in the next six months we will have purchase the cow and also our plantation will be ready for harvest. We are hoping that the weather will be favourable enough to enable our far produce to perform." (Campaign: UBI)

"My life will be different in the next six months in that I will no longer be staying in a rental house. I want to use my next series of transfers on savings with a plan of buying building materials such as iron sheets, timber and nails for putting up a house. Currently, I am staying in a rental house and I feel life is much expensive especially on paying rent every month. I feel it is time I have my own house and use the money for paying rent on other family needs." (Campaign: UBI)

"I expect to have improved on my life when I harvest the maize crop that I have on the farm currently. I will be using the maize for food in the household. For the last two months, I have been buying maize flour and this is very expansive. Having produced it on the farm? my household expenditure will, therefore, be significantly reduced which will be easily manageable." (Campaign: UBI)