"I spent my second transfer on buying a cow which is an asset to me and can help in a crisis.I also bought a television,utensils,clothes and 1 sack of maize."

"I spent my second transfer to buy 3 cows which we took to my parents as my dowry."

" I am planning to buy a cow and 2 steel doors(to enhance security because my area is unsafe) and windows (for air circulation into the house because my house was not fitted with widows during construction)."

"I spent the second transfer to build a new three roomed house. I bought twenty seven iron sheets at 12000 KES,nails and timber at 10000 KES,i bought a cow at 14000 KES. I gave my mother 3000 KES and invested the remaining in my vegetable business."

"I spent my second transfer to buy two cows that were part of the bride price that I paid for my wife and then spent the remaining amount to buy another cow that I will keep for milk."

"I am planning to spend my upcoming transfer on paying school fees for my childern, buying a cow, buying furniture and doing farming"

"I spent my second transfer to buy a cow so as I can have milk during lactation as I love milk so much and I do spend a lot of money daily to buy milk. I also bought some household items and the remaining cash I spent to start farming so that I can get food to feed my family."

"I am planning to spend my upcoming transfer on renovating my house, buying a cow and expanding my small business which act as my source of income"

"I spent my first transfer on buying a cow and clothes"

"I spent my second transfer to buy 2 cows so as to increase the size of my flock as cattle are the store of wealth in our society"